Subject of the contract: granting of a long-term loan intended to finance the planned budget deficit resulting from the implementation of the investment and repayment of previously incurred loan liabilities.
Loan amount: PLN 34,040,000.00. (in words: thirty-four million forty thousand zlotys 00/100)
Term of the contract - repayment of the loan until 31/03/2038
Payment of the loan in tranches, with the amount and dates depending on the needs of the Ordering Party, by 31.12.2023 to the account indicated by the Ordering Party.
The grace period for repayment of the loan principal lasts until 30/06/2026. The repayment date of the first installment of the loan principal is set at 30/06/2026. The principal of the loan will be repaid quarterly, on the last day of each calendar quarter (48 installments), over a period of 12 years (total loan period 15 years).
The interest rate on the loan will be calculated based on the base rate – WIBOR 3M.
Payment of the loan in tranches, with the amount and dates depending on the needs of the Ordering Party, by 31.12.2023 to the account indicated by the Ordering Party.
The grace period for repayment of the loan principal lasts until 30/06/2026. The repayment date of the first installment of the loan principal is set at 30/06/2026. The principal of the loan will be repaid quarterly, on the last day of each calendar quarter (48 installments), over a period of 12 years (total loan period 15 years).
The interest rate on the loan will be calculated based on the base rate – WIBOR 3M. Interest on the amount of debt will be calculated and repaid in quarterly accounting periods.
The date of payment / activation of the loan is the date of booking the funds on the account of the Ordering Party.
Interest will be charged on the amount and time of the funds actually used.
The calculation of interest shall take the actual number of days per year.
The first interest payment shall be made at the end of the calendar quarter in which the first tranche of the loan is transferred.
The repayment of capital should be spread over 47 equal installments in the amount of PLN 709,166.00.
and the 48th equalizing installment in the amount of PLN 709,198.00.
Collateral for loan repayment: a blank promissory note together with a promissory note declaration, signed by the representation of the County Board.
The contracting authority does not provide for a commission for granting the loan.
The Ordering Party reserves the right to repay the loan early, without incurring additional fees.
The Ordering Party reserves the right not to use the loan in full, in this case the Contractor shall spread the used loan into equal quarterly installments, maintaining the grace period and loan repayment date, and shall present the Ordering Party with a new repayment schedule for the remaining part of the loan. The Contractor will not charge any commissions or fees for this.
The ordering party for taking out and servicing the loan covers only related costs
with interest (base rate WIBOR 3M + (-) Contractor's margin). All other activities performed when taking out and servicing the loan by the Contractor are free of charge for the Ordering Party, in particular: for activating and making available to the Ordering Party a loan (the so-called preparation commission), transferring funds under the loan, issuing a bank opinion regarding the performance by the Ordering Party of obligations under the Ordering Party. Credit.
2. Names and codes as defined in the Common Procurement Vocabulary (CPV):
- 66113000-5 Credit services
3. The contracting authority has not divided the contract into lots – an indivisible order within the meaning of Article 25(2) of the Public Procurement Law and Article 379(2) of the Civil Code.
In accordance with the intention of the Legislator, the division of the contract into lots is to enable participation in
in the proceedings of more bidders and increased competition. In the case of the proceedings in question, they do not concern the SME market, only banks can participate in it, the allegation of restriction of competition, due to the failure to divide the contract into lots, is irrelevant.
4. The amount intended to finance the contract - PLN 25,754,609.10.