Business/professional and environmental liability insurance as well as environmental damage insurance for Klinikum Frankfurt Höchst GmbH and its subsidiaries as well as business/professional and environmental liability insurance as well as environmental damage insurance for Main-Taunus-Kliniken GmbH and
Subsidiaries (2 separate contracts).
Insurance sums:
Business/professional liability insurance: € 15 million lump sum for personal injury and property damage, € 1 million
Financial losses, own carry-on: € 2 million p.a. in the form of a so-called "Self Insured Retention".
Insurance principle: Loss event coverage (occurrence principle)
Protection of operational liability risks with all auxiliary and ancillary businesses, including the personal liability of all employees. Business/professional liability insurance (incl. environmental liability and environmental damage insurance) on an occurrence basis (mandatory);
- Sums insured for business/professional liability insurance: € 15 million lump sum for personal injury and property damage, € 1 million in financial losses; 3-fold annually maximized.
- Sum insured for environmental liability insurance: € 5 million lump sum for personal injury, property damage and financial loss; 2-fold annual maximization.
- Sum insured for environmental damage insurance: € 5 million; 2-fold annual maximization.
Self Insured Retention (SIR):
- € 2 million per contract for personal injury, property damage and financial loss per insurance year (stop loss).
- No SIR applies to the medical care centres.
Claims processing and settlement within the SIR is carried out by the client, via the
Insurance company.
The annual premiums to be offered are fixed premiums until 01.01.2025. During this
Neither a contribution regulation in accordance with Section 13 AHB nor a contribution adjustment in accordance with
Section 15 AHB.