The subject of the contract is the granting and servicing of a long-term loan in the amount of PLN 1,570,000.00 (in words: one million five hundred seventy thousand zlotys 00/100) granted on the following terms: 1) The subject of the contract will finance: repayment of previously taken loans and credits and the planned budget deficit. 2) The loan will be disbursed in amounts and tranches according to the submitted demand, in order to cover liabilities.

1) The subject of the contract will finance: repayment of previously taken loans and credits and the planned budget deficit. 2) The loan will be disbursed in amounts and tranches according to the submitted demand, in order to cover liabilities. To prepare the offer, the loan should be paid out in two tranches: • on 15.12.2022 in the amount of PLN 1,000,000.00 • on 30.12.2022 in the amount of PLN 570,000.00 3) Loan repayment: • 2023 - PLN 0.00 • 2024 - PLN 0.00 • 2025 - PLN 0.00 • 2025 - PLN 0.00 • 2026 - PLN 0.00 • 2027 - PLN 100,000.00 (4 installments of PLN 25,000.00, payable in months: January, May, July, December ; • 2028 – PLN 100,000.00 (4 installments of PLN 25,000.00, payable in the months: January, May, July, December; • 2029 – PLN 100,000.00 (4 installments of PLN 25,000.00 payable in the months: January, May, July, December; • 2030 - PLN 300,000.00 (4 installments of PLN 75,000.00 payable in the months: January, May, July, December) • 2031 - PLN 300,000.00 (4 installments of PLN 75,000.00 payable in months: January, May, July, December) • 2032 - PLN 300,000.00 (4 installments of PLN 75,000.00 payable in months: January, May, July, December) • 2033 - PLN 370,000.00 (4 installments of PLN 92,500.00 payable in months: January, May, July, December) Loan installments payable on the last day of the above months. The Ordering Party reserves the right to repay the loan early without incurring additional fees. The Ordering Party reserves the right to extend the loan repayment period without additional fees. 1. The Purchaser reserves the right to use a smaller credit amount without incurring additional charges. 2. Interest will be repaid on a monthly basis calculated on unpaid capital, payable on the last day of the month (without a grace period). 3. Interest rate on the loan (variable, calculated for each monthly interest period, based on the monthly average interest rate on bank deposits – WIBOR 1M – calculated for the preceding month). For the preparation of the offer, the average WIBOR 1M should be taken – for the month of September For the calculation of interest, it should be assumed that the year has 365 days. 4. Repayment of the loan together with interest on the loan granted shall constitute the only charge of the Ordering Party under this order. No commissions or additional fees related to servicing the loan are allowed. 5. Collateral for the loan; a blank promissory note with a promissory note declaration. 6. The Ordering Party does not agree to submit to enforcement as an additional form of loan security. The contracting authority will make available the necessary reports and the budget of the municipality in an electronic version on the www.konopnica.finn.pl website (tab: authorities, budget).