The subject of the contract is to grant a long-term loan in 2022 in the total amount of PLN 12,200,000, intended to finance the budget deficit of the municipality in 2022.
1. Planned loan period – from the date of signing the contract to 20 December 2032.
2. Currency – PLN
3. Grace period in loan repayment – repayment of loan installments from January 20, 2023. until 20 December 2032
4. Repayment of principal per month, interest per month.
5. Interest rate: WIBOR 3M interest rate for three-month deposits of 16.03.2022. increased by a bank margin taking into account all additional bank costs incurred by the ordering party.
6. The Contracting Authority does not provide for the contractor to charge any fees and commissions for granting the loan.
The subject of the contract is to grant a long-term loan in 2022 in the total amount of PLN 12,200,000, intended to finance the budget deficit of the municipality in 2022.
1. Planned loan period – from the date of signing the contract to 20 December 2032.
2. Currency – PLN
3. Grace period in loan repayment – repayment of loan installments from January 20, 2023. until 20 December 2032
4. Repayment of principal per month, interest per month.
5. Interest rate: WIBOR 3M interest rate for three-month deposits of 16.03.2022. increased by a bank margin taking into account all additional bank costs incurred by the ordering party.
6. The Contracting Authority does not provide for the contractor to charge any fees and commissions for granting the loan.
7. Proposed loan repayment amounts:
years installment
2022 - PLN -
2023 PLN 1,219,992.00 12 installments of PLN 101,666.00
2024 PLN 1,219,992.00 12 installments of PLN 101,666.00
2025 PLN 1,219,992.00 12 installments of PLN 101,666.00
2026 PLN 1,219,992.00 12 installments of PLN 101,666.00
2027 PLN 1,219,992.00 12 installments of PLN 101,666.00
2028 PLN 1,219,992.00 12 installments of PLN 101,666.00
2029 PLN 1,219,992.00 12 installments of PLN 101,666.00
2030 PLN 1,219,992.00 12 installments of PLN 101,666.00
2031 PLN 1,219,992.00 12 installments of PLN 101,666.00
2032 PLN 1,220,072.00 11 installments of PLN 101,666.00; 1 installment (last installment) at PLN 101,746.00
12.200.000,00
Repayment of loan installments payable by 20 each month.
8. The borrower has the right to use the loan in full, without having to incur additional fees or commissions.
9. Availability of funds: from the date of signing the contract until 31.12.2022. The Ordering Party provides for the launch of the loan once or in any tranches, on dates and amounts adapted to the needs of the Ordering Party. Interest is calculated on the actual debt.
10. The loan repayment will be secured by a blank promissory note together with a promissory note declaration.
11. The source of repayment of the loan will be the municipality's own income.
12. Interest on the loan shall be calculated on a monthly basis and payable on a monthly basis by the 20th of each month for the preceding month. When calculating interest, the actual calendar is assumed, 365/366 days a year.
Solely for the purpose of calculating the price, it is assumed to launch the loan in one tranche on December 1, 2022, WIBOR 3M as at 16.03.2022. To calculate the offer price, the actual calendar should be used, i.e. the actual number of days in the month and in the year 365/366.