The subject of the contract is: "Granting and servicing a long-term loan in the amount of up to PLN 4,900,000.00"
Allocation of a long-term loan: to cover the deficit and to repay previously incurred liabilities from previous years.
• The Contracting Authority allows the reimbursement of expenses already incurred for repayment of loan installments and covering the deficit up to the full amount of the loan.
• Loan period from the date of signing the loan agreement until 31.12.2033
• Grace period for repayment of loan principal installments until 31 March 2024
• Activation of the loan – within a maximum of 3 business days (in accordance with the second criterion of evaluation of offers) from the issuance of the instruction by the Ordering Party.
• The Ordering Party has the right to use the credit in an amount lower than the amount
PLN 4,900,000.00 without incurring additional costs (fees, commissions, etc.).
• Security: a blank promissory note with a promissory note declaration.
• Interest on the loan is calculated on a monthly basis and payable on the basis of a notice from the Contractor on the last business day of each month.
• The interest rate on the loan will be calculated on the principal less the repaid installments, based on the variable WIBOR 3M rate on the last business day of the previous month, for which they are charged plus the bank's fixed margin.
• When calculating interest, it is assumed that the month has the actual number of calendar days and the year has 365/366 days
• For the calculation of the offer price, the WIBOR 3M rate should be used as at 12 September 2023 and 15 .11.2023 as the starting date of the loan.
• The loan will be used until February 29, 2024, after a written instruction to release the loan to the municipality's account.
• The Contractor's margin may not be increased during the term of the contract.
• The loan may not be charged with other fees than those listed in swz.
• The ordering party has the right to early repayment of the loan in whole or in part after prior notification of the bank about the intention of such repayment, within 14 days before its implementation and the possibility of changing the amounts of repayment of loan principal installments within the agreed loan installments without incurring additional costs (fees, compensation commission, etc.). The interest rate will then be calculated for the period of actual use of the loan.
• The Ordering Party does not agree to sign a statement of submission to enforcement in accordance with Article 97 of the Banking Law of 29 August 1997.
• The Contractor will transfer funds to the Ordering Party's account in a timely manner.
• All settlements between the Ordering Party and the Contractor will be conducted in Polish currency (PLN).
• The contracting authority does not allow for the possibility of submitting a statement of submission to enforcement pursuant to Civil Procedure Code Art. 777 par. 1 point 5.
• The accounts of the Jabłonna municipality in banks are not subject to enforcement attachments.
• The Jabłonna Commune has no outstanding liabilities in banks.
• In the municipality of Jabłonna there was no program of reorganization proceedings within the meaning of the Act of 27.08.2009 on public finances.
• In the Jabłonna commune, debt collection activities initiated at the request of banks were not carried out through a court bailiff.
• The Ordering Party has no obligations under title, purchase of receivables, forfaiting, factoring, eFinancing, leasing.
• The Ordering Party did not grant sureties and guarantees to other entities.
• The Jabłonna Commune has no capital relations with other entities.
• Documents concerning the financial situation of the Jabłonna Commune and opinions of the Regional Accounting Chamber in Lublin are available on the website of the Public Information Bulletin of the Jabłonna Commune Office.
• RIO's opinion on the possibility of repayment of the loan will be submitted to the Contractor before the conclusion of the Loan Agreement.
• The Ordering Party informs that the repayment of the last interest installment will take place together with the last capital installment, i.e. until 31.12.2033.