Subscription of various insurance contracts for the benefit of the city of Sablé-sur-Sarthe.
This contract guarantees, within the limits of the commitments and deductibles provided for below, the community against the pecuniary consequences of the liability that it may incur as a result of the damage or injury caused to others.
This contract also guarantees the remedies that may be exercised against the community by its salaried employees, social welfare organizations, social security schemes or other communities, as well as damages suffered by trainees or pre-hired persons, community collaborators and volunteers.
The purpose of the lot is to insure all motor vehicles, vehicles, trailers and cyclos subject to the compulsory insurance provided for in Article L. 211-1 of the French Insurance Code, including the city of Sablé-sur -Sarthe is the owner or of which it has the guard or the use according to the guarantees and provisions hereafter and those envisaged with the appendices of the present particular conditions.
The insurer guarantees to the community the reimbursement of the following defined services incumbent on it under the laws or regulations vis-à-vis its agents, in case of death, accidents at work, occupational diseases, d temporary incapacity for work.
The purpose of this lot is to ensure, in the event of the occurrence of a guaranteed dispute, the defense of the rights of the insured, either in an amicable framework or in a judicial framework if a transactional solution is not found.
The contract guarantees, within the limits stipulated in the contract, all legal costs, expertise and legal fees that are necessary as well as the costs of executing the judgments, particularly the bailiff's fees.
In the areas of guaranteed law and as part of its litigation prevention mission, the insurer responds to requests for legal advice by the insured, in accordance with the rules of the contract.
The lot concerns the risk guarantee, with the generic title "Damage insurance for precious objects and / or exhibitions".