Granting a long-term loan in PLN in the amount of PLN 1,343,528.78 (one million three hundred forty-three thousand five hundred twenty-eight zlotys, 78/100) to the Szerzyny Municipality to finance an investment task.

The loan will be made available to the contracting authority in one or more tranches, in the period from the signing of the agreement until 31.12.2023.

The bank will not charge commissions on the start-up of the loan.

The transfer of the credit at the disposal of the contracting party will take place in the form of a transfer of funds to the indicated bank account on the basis of written disposition.

The loan will be repaid in accordance with the schedule attached to the Terms of Reference, in order to calculate the cost of the loan, the data from the attachment should be used. The principal instalments of the loan will be repaid in the period from. 31.01.2024 to 31.12.2031 payable at the end of the month on the last business day. The Contracting Authority does not provide for a one-off repayment at the end of the loan period. The loan will be fully repaid by 31.12.2031 at the latest.

Granting a long-term loan in Polish currency in the amount of PLN 1,343,528.78 (say: one million three hundred forty-three thousand five hundred twenty-eight zloty, 78/100 gr) to the Szerzyny Municipality to finance an investment task.

The loan will be made available to the ordering party in one or several tranches, in the period from signing the contract until 31 December 2023.

The bank will not charge commissions on the start-up of the loan.

The transfer of the credit at the disposal of the contracting party will take place in the form of a transfer of funds to the indicated bank account on the basis of written disposition.

The loan will be repaid in accordance with the schedule attached to the Terms of Reference, in order to calculate the cost of the loan, the data from the attachment should be used. The principal instalments of the loan will be repaid in the period from. 31.01.2024 to 31.12.2031 payable at the end of the month on the last business day. The Contracting Authority does not provide for a one-off repayment at the end of the loan period. The loan will be fully repaid by 31.12.2031 at the latest.

In order to calculate the cost of the loan to the offer, please assume that the entire loan will be made available to the contracting authority on 15 December 2023.

To calculate the cost of the loan/interest to the offer, please accept the interest rate on the date of the announcement in the European Union newsletter.

Interest will be calculated on the current debt on a monthly basis and payable at the end of the calendar month on the last business day of the month, except that the first interest payment will take place at the end of the month in which the first tranche was paid.

In the event of early repayment of the loan, interest will be accrued until the date of actual repayment.

The Ordering Party reserves the right not to use the loan in full, which will lead to a reduction in capital installments in accordance with the loan used. In this case, the loan repayment schedule will be changed in consultation with the bank in the form of an annex to the contract. Failure to use the loan in full will not result in additional fees charged by the bank.

The Ordering Party reserves the possibility of early repayment of all or part of the loan. The bank will not charge commissions on this.

If the bank fails to pay the loan within the contractual time period, the Bank will pay the contracting authority interest of 5% for each day of delay, counted on the unpaid amount of the loan.

The loan will be secured by a blank promissory note issued by the ordering party with the countersignature of the Treasurer.

The credit may not be charged to any other costs than those listed in the offer.

WIBOR 1M - the interest rate on the loan will be calculated at a variable interest rate on an annual basis, based on the arithmetic average of WIBOR rates for one-month deposits in the period up to the first to the last day of each month preceding the calendar month in which interest will be calculated, increased by the bank's margin.

The authorization to take out a loan is contained in Resolution No. LXXV/438/2022 of the Szerzyny Commune Council of December 29, 2022 on the adoption of the municipal budget for 2023.

The municipality has no arrears to ZUS, the tax office, there are no enforcement attachments and no proceedings are pending, it has no other liabilities like those listed in the RB-Z report, we do not have overdue liabilities to banks, there was no recovery program.

The municipality does not plan and did not provide sureties and guarantees.