The subject of the proceedings is a public contract consisting in granting a long-term bank loan in the amount of PLN 16,500,000 (in words: sixteen million five hundred thousand zlotys) to cover the budget deficit and repayment of previously incurred liabilities under loans taken.
1) The loan will be released in tranches on the basis of written applications submitted by the contracting authority by 31 December 2023.
2) The Contracting Authority reserves the possibility of using the credit less than the amount resulting from the credit agreement or withdrawal from the use of the loan amount. The Contractor for this respect will not request additional fees or commissions.
3) Loan repayment period: January 2024 – December 2037
4) The loan will be repaid in quarterly installments, payable at the end of each quarter. Interest will be accrued in monthly installments on the last day of each month on the amount of credit used. There is no grace period for interest payments. Pro
The subject of the proceedings is a public contract consisting in granting a long-term bank loan in the amount of PLN 16,500,000 (in words: sixteen million five hundred thousand zlotys) to cover the budget deficit and repayment of previously incurred liabilities under loans taken.
1) The loan will be released in tranches on the basis of written applications submitted by the contracting authority by 31 December 2023.
2) The Contracting Authority reserves the possibility of using the credit less than the amount resulting from the credit agreement or withdrawal from the use of the loan amount. The Contractor for this respect will not request additional fees or commissions.
3) Loan repayment period: January 2024 – December 2037
4) The loan will be repaid in quarterly installments, payable at the end of each quarter. Interest will be accrued in monthly installments on the last day of each month on the amount of credit used. There is no grace period for interest payments. The proposed repayment schedule is set out in Annex 2 to the SWZ.
5) The ordering party allows for the possibility of early repayment of the loan without incurring additional costs associated with it, interest will be calculated until the loan repayment date, and not until the end of the contract. The contracting authority will inform the contractor about the change of the loan repayment date in writing (annex to the contract - change of the loan repayment schedule).
Loan interest rate - by WIBOR 1M interest rate, plus the bank's fixed margin. The interest rate is subject to the amount of the credit actually used by taking the actual number of days per month and assuming that the year is 365 days, the number of days in the leap year 366. A WIBOR rate is assumed to fix the loan rate for the given term of the interest rate of the interest rate for the term. one monthly deposits on the first day of each calendar month (if there were no quotations on that date, the previous day on which the listing was). The change in the interest rate resulting from the WIBOR 1M rate does not constitute a change in the terms of the agreement and does not require termination. Information about changes to the WIBOR rate is publicly available, including in particular online news services and in the press.
To prepare the offer, the contractor is obliged to accept WIBOR 1M in the amount in force as at 14 August 2023, i.e. 6.82%.
6) The bidder is obliged to calculate and indicate in the offer the rate as follows: interest rate on the loan in relation to the WIBOR 1M interest rate, in accordance with the provisions of point 7. Other costs or benefits associated with opening and maintaining a credit account must be included in the interest rate on the loan. The offeror is obliged to calculate all fees to the interest rate on the loan in such a way as to calculate and present in the offer a single percentage rate, the amount of which is binding throughout the loan period. The numbers representing the above rates shall be given as a decimal fraction, to two decimal places.
7) The Contracting Authority shall not permit the application of a preparatory commission by the Contractors. Offers from Contractors who offer a Preparatory Commission will be rejected.
8. Only the rates listed in point 7, calculated in accordance with point 8, shall be considered in force.
9) The loan will be secured by a blank promissory note together with a promissory note declaration. The treasurer will not sign the bill of exchange. The treasurer shall countersign the bill of exchange declaration. The contracting authority does not provide for the submission of a written declaration of submission to enforcement on the basis of Article 97 of the Act of 29 August 1997. Banking law (Journal of Laws of 2022, item 2324, as amended).