The subject of the contract is to take out a long-term loan up to PLN 5,288,192.70 (five million two hundred eighty eight thousand one hundred and ninety-two zlotys 70/100) for the repayment of previously incurred liabilities under loans and advances and to finance the planned budget deficit of the Commune for 2022.
- financing the planned budget deficit of the Municipality of Mielec - PLN 3,096,561.91, resulting from the implementation of investment tasks
- repayment of previously incurred liabilities due to previously taken loans and advances in the amount of - PLN 2,191,630.79.
The loan agreement will be drawn up by the Contractor, whose offer will be considered the most advantageous, at his expense in accordance with the provisions of the PPL Act and all reservations contained in the SWZ - (the model contract should be attached to the offer).
Credit characteristics:
- loan in PLN
- cash will be made available by the bank from 10.12.2022 to 31.12.2022 up to PLN 5,288,192.70
- loan period from 10.12.2022 to 31.12.2039
- variable interest rate on the loan based on WIBOR 1M
- grace period in loan repayment until 31.03.2023
- repayment of the loan capital in quarterly installments, first installment 31.03.2023 last installment 31.12.2039
- interest repayment on an ongoing basis on the amount of the currently used loan in quarterly periods, first payment 31.12.2022 to 31.12.2039.
( interest for the actual number of days / in leap years February has 29 days / calculation of interest assuming that the year has 365 days and in leap years 366 days )
- launching the loan – by bank transfer, carried out on the Borrower's payment order
- loan collateral – a blank promissory note with a "no protest" clause and a "no indos" clause together with a promissory note declaration.
Interest rate calculated according to the WIBOR 1M rate increased by the bank's margins.
If the repayment date of the loan and interest falls on a public holiday or a non-working day at the bank, the repayment date is assumed to be the first business day after the day off.
The Ordering Party reserves the right to activate the loan in the amount lower than the amount of PLN 5,288,192.70
The loan cannot be charged with other fees and commissions (i.e. preparation commission, commission for early repayment of the loan, etc.)