The subject of the contract is to grant and service a long-term PLN loan up to a maximum amount of PLN 13,670,000.00 (in words: thirteen million six hundred seventy thousand zlotys 00/100) to finance the planned budget deficit of the Dobrzyniewo Duże Commune for 2023 in the amount of PLN 12,770,000.00 and repayment of previously incurred liabilities under loans and credits in the amount of PLN 900,000.00.

1. The subject of the contract is to grant and service a long-term PLN loan up to a maximum amount of PLN 13,670,000.00 (in words: thirteen million six hundred seventy thousand zlotys 00/100) to finance the planned budget deficit of the Dobrzyniewo Duże Commune for 2023 in the amount of PLN 12,770,000.00 and repayment of previously incurred liabilities under loans and credits in the amount of PLN 900,000.00.

2. The loan repayment period is in the years 2023 - 2036. The loan repayment schedule indicates the repayment periods of loan installments and the amount of capital installments without taking into account the margin. The Ordering Party does not allow changes in loan repayment periods, the amount of capital installments and a different WIBOR rate.

3. The loan installment repayment schedule is included in the Excel file - Appendix No. 1A - Loan installment repayment schedule. The contractor will only fill the margin items in the schedule. The complete repayment schedule of loan installments will be an annex to the contract.

4. The Bank shall place the loan at the disposal of the Ordering Party immediately after the conclusion of the contract, but not later than within 7 business days from the date of conclusion of the public procurement agreement.

5. The loan will be released on the basis of the Ordering Party's instruction, which will be submitted to the Bank, no later than 5 business days before the planned payment date. The loan will be launched without commissions and fees.

6. If the loan is not disbursed within the time specified in point 4, the Bank will pay a contractual penalty in the amount of 0.5% of the value resulting from the instruction for each day of delay.

7. For losses incurred in the amount exceeding the value of contractual penalties, the Ordering Party reserves the right to compensation on general terms.

8. The loan may be activated by the Ordering Party once or in any tranches up to the total amount referred to in paragraph 1.

9. The legal collateral for the repayment of the loan will be a blank promissory note issued by the Ordering Party together with a promissory note declaration. The contracting authority does not provide for a declaration of submission to enforcement under banking regulations.

10. The Ordering Party does not provide for incurring any commissions and fees related to granting the loan. The reservation also covers the situation of early repayment of the loan or non-use of the entire loan made available to the Ordering Party.

11. The Ordering Party reserves the right to repay part or all of the loan early, including one-off repayment of loan installments due in a given calendar year without incurring any fees and commissions. Possible repayment will take place after notifying the Contractor about the planned early repayment after prior notification by the Contracting entity of the intention to repay at least 10 days in advance, without costs charged to the Ordering Party.

12. In the event of a reduction in the total amount of the loan or early repayment of part of the loan, the Contractor shall update the "Schedule of repayment of principal installments of the loan" without costs charged to the Ordering Party. In the case of one-off repayment of loan installments due in a given calendar year, which does not change the repayment schedule of principal installments of the loan due in subsequent years - an update is not necessary.

13. Interest will be charged only on the amount of the actual debt.

14. Interest will be repaid on a quarterly basis, with the first repayment date of principal installments being 01.09.2023.

15. The Ordering Party undertakes to repay the loan in full with interest by 31.12.2036.

16. The repayment of the loan or its installments shall be the date on which the receivables are credited to the credit account. If the payment date of loan installments falls on a day recognized as a public holiday – the installments are repaid on the first business day after the public holiday. In this case, the agreed repayment date will be maintained.

Detailed conditions of the contract are included in the Description of the Subject of the Order constituting Appendix. No. 1.