1. The subject of the contract is the performance of a service consisting in granting a long-term bank loan in the amount of PLN 14,500,000.00. (in words: fourteen million five hundred thousand zlotys) intended for repayment of previously incurred loan liabilities and covering the deficit.

2. Loan repayment in 2024-2033. 3. The loan will be collected in tranches from the date of signing the contract until 29.12.2023. The Ordering Party reserves the right to release the loan in tranches within 3 business days of submitting the instruction to activate the loan. 4. The Ordering Party reserves the right to take out a loan in an amount lower than agreed, i.e. PLN 14,500,000.00 without additional fees and commissions. 5. The repayment of the loan and interest will be secured by a blank promissory note together with a promissory note declaration.

1. The subject of the contract is the performance of a service consisting in granting a long-term bank loan in the amount of PLN 14,500,000.00. (in words: fourteen million five hundred thousand zlotys) intended for repayment of previously incurred loan liabilities and covering the deficit.

2. Loan repayment in 2024-2033.

3. The loan will be collected in tranches from the date of signing the contract until 29.12.2023. The Ordering Party reserves the right to release the loan in tranches within 3 business days of submitting the instruction to activate the loan.

4. The Ordering Party reserves the right to take out a loan in an amount lower than agreed, i.e. PLN 14,500,000.00 without additional fees and commissions.

5. The repayment of the loan and interest will be secured by a blank promissory note together with a promissory note declaration.

6. The interest rate on the loan during the repayment period will be based on the variable WIBOR 1M base rate determined as the arithmetic average of the WIBOR 1M rate quotations for the month preceding the next interest period and the bank's fixed margin throughout the loan repayment period.

7. The loan will be repaid in 120 monthly installments from 20.01.2024 to 20.12.2033 in the following years and values:

2024 – 12 installments of PLN 150,000.00 each,

2025 – 12 installments of PLN 125,000.00 each,

2026 – 11 installments of PLN 116,000.00 each, 1 installment of PLN 124,000.00;

2027 – 11 installments of PLN 116,000.00 each, 1 installment of PLN 124,000.00;

2028 – 11 installments of PLN 116,000.00 each, 1 installment of PLN 124,000.00;

2029 – 11 installments of PLN 116,000.00 each, 1 installment of PLN 124,000.00;

2030 – 11 installments of PLN 116,000.00 each, 1 installment of PLN 124,000.00;

2031 – 11 installments of PLN 116,000.00 each, 1 installment of PLN 124,000.00;

2032 – 11 installments of PLN 116,000.00 each, 1 installment of PLN 124,000.00;

2033 – 11 installments of PLN 116,000.00 each, 1 installment of PLN 124,000.00;

Grace period for repayment of principal until January 2024

8. Interest for the period from the date of starting the loan to the end of the entire loan period will be payable on a monthly basis. The first interest payment will be made on the last day of the month in which the first tranche of the loan will be released. The next by the last day of each month to which they relate, the last installment of interest payable with the last installment of capital – 20.12.2033.

9. Interest for the entire loan period should be calculated using the method based on the actual number of days in each month and the actual number of days in a given year, i.e. 365 or 366.

10. To assess the comparability of offers, the interest rate on the loan according to WIBOR 1M of 12 September 2023 should be included in the offer. The bank's margin should be taken as a constant value over the loan repayment period.

11. The cost of the loan consists of the sum of interest / interest /, a fixed bank's margin throughout the duration of the contract / and a commission not higher than PLN 3,000.00 (one-off, payable on the day of signing the contract).

12. All fees that make up the cost of the loan should be given in PLN.

13. The Ordering Party allows the bank's regulations to be attached to the agreement.

14. The agreement should provide for the financing and refinancing of part of the expenses and expenditures incurred in 2023.

15. The Ordering Party reserves the right to repay the loan early without additional commissions and fees.

16. The Contracting Authority excludes the Contractor from charging other commissions and fees, other than those specified in the description of the subject of the contract of this SWZ.

17. Before signing the contract for granting a long-term loan, the Contracting Authority will have an opinion of the Regional Chamber of Accounts on the possibility of repayment of the loan.