The object of the contract is the provision and service of a long-term goldfish loan amounting to PLN 13 200 000.00 (verbally: thirteen million two hundred thousand PLN 00/100) intended to finance the planned budget deficit in 2021 and to repay previously incurred liabilities for loans and loans.

1) The object of the contract is the service of granting and servicing a long-term goldbank loan of PLN 13 200 000.00 (verbally: thirteen million two hundred thousand PLN 00/100) intended to finance the planned budget deficit in 2021 and to repay earlier incurred liabilities for loans and loans.

2) The Contractor shall grant the Contractor a credit in the Polish currency under the terms laid down in the relevant provisions of the contract - a model of the credit agreement which is annex 1 to the SWZ.

3) Repayment of the loan will occur within the following dates and amounts:

Lp. Repayment deadline: Capital installment amount date

1 2022-03-31 6,250.00

2 2022-06-30 6,250.00

3 2022-09-30 6,250.00

4 2022-12-15 6,250.00

5 2023-03-31 6,250.00

6 2023-06-30 6,250.00

7 2023-09-30 6,250.00

8 2023-12-15 6,250.00

9 2024-03-31 6,250.00

10 2024-06-30 6,250.00

11 2024-09-30 6,250.00

12 2024-12-15 6,250.00

13 2025-03-31 6,250.00

14 2025-06-30 6,250.00

15 2025-09-30 6,250.00

16 2025-12-15 6,250.00

17 2026-03-31 7,500.00

18 2026-06-30 7,500.00

19 2026-09-30 7,500.00

20 2026-12-15 7,500.00

21 2027-03-31,123,500.00

22,2027-06-30 123,500.00

23,2027-09-30,123,500.00

24 2027-12-15 123,500.00

25 2028-03-31 122,250.00

26 2028-06-30 122,250.00

27,2028-09-30 122,250.00

28 2028-12-15 122,250.00

29 2029-03-31 224,241.00

30 2029-06-30 224,241.00

31 2029-09-30 224,241.00

32 2029-12-15 224,241.00

33,2030-03-38,000.00

34,2030-06-30,538,000.00

35 2030-09-30,538,000.00

36 2030-12-15 538,020.00

37,2031-03-31,577,000.00

38,2031-06-30 577,000.00

39,2031-09-30,577,000.00

40 2031-12-15 577,000.00

41,2032-03-31,577,000.00

42 2032-06-30 577,000.00

43 2032-09-30 577,000.00

44 2032-12-15 577,000.00

45 2033-03-31 566 250.00

46 2033-06-30 566,250.00

47 2033-09-30 566,250.00

48 2033-12-15 566 257.00

49 2034-03-31,539,259.00

50 2034-06-30 539,250.00

51 2034-09-39,250.00

52 2034-12-15 539,250.00

Total 13,200 000.00

4) The collateral for repayment of the loan will be in blanco's own promissory note, along with the promissory statement. The Treasurer's countersign will be affixed only by the promissory declaration.

5) Pension in repayment of capital from the date of signing the contract until 30.03.2022

6) The Contracting Authority does not provide for a grace in interest repayment and intends to start repaying them immediately after the loan starts in monthly periods. Interest repayment will be made within monthly periods of up to the 15th day of the following month. The Contractor shall be obliged to calculate the interest and send the charge to the Ordering Party 10 days before the date of payment.

7) Repayment of recent interest will be made with the repayment of the last equity installment.

8) The Contractor shall not have the right to charge and collect preparatory commission, as well as commissions on the loan granted, or any other additional commissions and fees. The only cost incurred by the Ordering Party will be the interest rate on the loan.

9) If the date of repayment of the loan or interest falls on a statutory day off work, the term is considered to have been retained if the repayment occurs on the first working day after the deadline set out in the loan contract.

10) The date of payment of the loan installment is considered to be the date of recognition of the credit account maintained by the Bank.

11) Annual repayments of the loan may not exceed the amounts established in the Multiannual Financial Forecast of the City of Gorlice (No. 475/XXXVI/2021 of the Gorlice City Council of 26.08.2021 on amending the Multiannual Financial Forecast of the City of Gorlice).

12) For the calculation of the offer price in PLN, the WIBOR 1M rate of 06.09.2021 should be assumed, i.e. 0,18% and the margin of the Contractor's bank. Contractor's bank margin will be fixed for the period of lending.

13) For the correct comparison and calculation of the offer price, it should be assumed that the day of the loan is 30.10.2021 and 365 days or 366 days in the leap year (actual number of days in the calendar year). The date of launch of the credit is only the landmark date given for the purposes of this