The subject of the contract is the performance of a service consisting in granting a long-term loan in the amount of PLN 3,500,000.00

1. The subject of the contract is the performance of a service consisting in granting a long-term loan in the amount of PLN 3,500,000.00 (in words: three million five hundred thousand zlotys 00/100) to finance the planned budget deficit under the following conditions:

1) PLN loan;

2) loan period 9 years;

3) grace period for repayment of capital: until 30.07.2024;

4) interest rate on the loan at a variable interest rate. The interest rate is equal to the WIBOR rate for 1M - monthly interbank deposits, increased by the Bank's margin. If the sum of the WIBOR 1M rate and the Bank's margin is negative, an interest rate of 0% is assumed to be calculated;

5) WIBOR 1M is a variable base rate for each monthly interest period. In a given interest period, the WIBOR 1M rate is determined on the first business day of the month of the given interest period;

6) interest will be calculated on the basis of the actual debt balance; for the calculation of interest, the month is assumed to have an actual number of days and the year to have 365 days;

7) repayment of capital in accordance with Annex 6 to the SWZ entitled "Repayment of capital installments";

8) repayment of interest – on an ongoing basis on the amount of the loan activated, on a monthly basis; the contractor shall not charge interest on the amount of unused credit;

9) launching a non-cash loan, once or in tranches executed on the borrower's payment order;

10) collateral for the loan – a blank promissory note together with a promissory note declaration with the Treasurer's countersignature equal to the amount of debt during the term of the contract;

11) the contractor will not charge a commission for the activation of the loan and on the amount of unused credit;

12) the Ordering Party reserves the right to use a part of the granted credit without incurring additional fees for not using the entire credit granted;

13) the contracting authority reserves the right to repay part or all of the loan early without incurring additional fees, however, any repayment will take place after notifying the Contractor about the planned early repayment at least 10 days in advance;

14) The Ordering Party reserves the right to change the repayment schedule of loan installments within the applicable loan period without incurring additional fees.