1) The subject of the contract is the performance of civil liability insurance of PSE SA for its business and property.
2) The order is divided into four Packages, i.e.:
(a) package I – general liability insurance;
b) package II - surplus insurance and general liability insurance;
c) package III – surplus insurance II general liability insurance;
d) package IV – environmental liability insurance.
Package I – general liability insurancePACKAGE AND GENERAL LIABILITY INSURANCE (Basic Contract)
1. The insurance shall cover:
1) civil liability of the Insured Company for Damages incurred by Third Parties in connection with the Insured Risk,
2) personal civil liability of the Insured Persons for damage caused to Third Parties or Relatives in connection with the performance of duties or services for the Insured under the Insured Risk.
The subject of the insurance is civil liability both in tort (so-called tort liability) as well as for non-performance
or improper performance of an obligation (so-called contractual liability)
and the so-called tort-contract.
Insurance cover also covers Damage caused by gross negligence.
The Insured Risk covers all activities carried out by the Insured,
including economic and possession of property regardless of its type and purpose.
The Insured Risk includes, in particular, liability for Damage caused by the operation of the enterprise or plant in accordance with Article 435 of the Civil Code and Damage caused in connection with the performance of duties
and the activity of the electricity transmission system operator on the basis of generally applicable provisions of law, in particular the Energy Law, as well as on the basis of IRiESP.
Package II – surplus insurance and general liability insurancePACKAGE II SURPLUS AND GENERAL LIABILITY INSURANCE (Surplus Contract I)
Excess I for one and all insurance accidents in each Annual Insurance Period. The Guarantee Sum applies in full to each of the Annual Insurance Periods (settlement). The Insurer grants the Insured during the insurance period insurance coverage in the field of civil liability, up to the amount specified in the Agreement of the Guarantee Sum above the Guarantee Sum from the Basic Agreement (attachment point).
Package III – surplus insurance II general liability insurancePACKAGE III SURPLUS INSURANCE II GENERAL LIABILITY (Surplus Contract II)
Excess sum II for one and all insurance accidents during the insurance period / settlement as a surplus above the total guarantee sum of the Basic Agreement and the surplus contract I. The Guarantee Sum applies in full to each of the Annual Insurance Periods (settlement).
The Insurer grants the Insured during the insurance period insurance cover in the field of civil liability, up to the amount specified in the Agreement of the Guarantee Sum above the Guarantee Sum from the Basic Agreement (attachment point).
Package IV – environmental liability insurancePACKAGE IV ENVIRONMENTAL LIABILITY INSURANCE
The subject of the insurance is liability for environmental damage caused in connection with the business activity conducted by the Insured