Granting a long-term loan to finance the budget deficit. Loan amount: PLN 13,500,000.00 (say: thirteen million five hundred thousand zlotys, 00/100). Basis for taking the loan: Resolution No. XIII.350.2022 of the Wólka Commune Council of December 29, 2022 on the budget resolution for 2023 of poźn.zm. Loan collateral: blank promissory note with promissory note declaration; The treasurer of the municipality will countersign the loan agreement and the promissory note and the promissory note declaration; The date on which the loan is placed at the disposal of the contracting authority: on the day of signing the contract. Method of disbursement of the loan: in tranches, on the basis of the Contracting Authority's written instructions for the disbursement of the loan tranche, in the amount and dates depending on the needs of the Contracting Authority; Disbursement of loan tranches: on the basis of the Ordering Party's written instruction to the Contracting Authority's bank account No. 31 8689 0007 6500 0108 2000 0010 at the Cooperative District Bank in Piaski O/Wólka

Granting a long-term loan to finance the budget deficit. Loan amount: PLN 13,500,000.00 (say: thirteen million five hundred thousand zlotys, 00/100). Basis for taking the loan: Resolution No. XIII.350.2022 of the Wólka Commune Council of December 29, 2022 on the budget resolution for 2023 of poźn.zm. Loan collateral: blank promissory note with promissory note declaration; The treasurer of the municipality will countersign the loan agreement and the promissory note and the promissory note declaration; The date on which the loan is placed at the disposal of the contracting authority: on the day of signing the contract. Method of disbursement of the loan: in tranches, on the basis of the Contracting Authority's written instructions for the disbursement of the loan tranche, in the amount and dates depending on the needs of the Contracting Authority; Disbursement of loan tranches: on the basis of a written instruction of the Ordering Party to the Contracting Authority's bank account number 31 8689 0007 6500 0108 2000 0010 at the Cooperative District Bank in Piaski O/Wólka. End of the credit utilization period: 31 December 2023 or the day following the date of submission by the Ordering Party of a written statement of resignation from further use of the credit;

• Grace period in loan repayment until 31 March 2027;

• Polish zloty (PLN) loan currency;

• Repayment of the loan principal: 15 years, i.e. 2023-2038 (total loan period), in 45 equal quarterly installments in the amount of PLN 300,000.00 payable on the last day of each calendar quarter.

• Interest repayment – quarterly by the 20th day of each month following the end of the quarter and on the date of final repayment of the loan. A quarter is a calendar quarter; the first interest payment will be made by 20.01.2024;

• Accrual of interest – calculated on a monthly basis on the last day of each month on the amount of the loan actually used; For the purpose of calculating the interest rate, assume that a year has 365 days, a leap year has 366 days, and a month has the actual number of days;

• Interest rate on the loan: WIBOR 3M rate +(-) fixed margin of the bank;

• The offer should use the WIBOR 3M rate effective as at 28 September 2023, i.e. 5.79;