The subject of the proceedings is a public procurement consisting in granting a long-term bank loan in the amount of PLN 13,300,000 (in words: thirteen million three hundred thousand PLN) to cover the budget deficit and repayment of previously incurred liabilities due to loans taken.
The subject of the proceedings is a public procurement consisting in granting a long-term bank loan in the amount of PLN 13,300,000 (in words: thirteen million three hundred thousand PLN) to cover the budget deficit and repayment of previously incurred liabilities due to loans taken.
1) The loan will be activated in tranches on the basis of written applications submitted by the ordering party by 31 December 2022.
2) The Contracting Authority reserves the possibility of using the credit less than the amount resulting from the credit agreement or withdrawal from the use of the loan amount. The Contractor for this respect will not request additional fees or commissions.
3) Loan repayment period: January 2023 – December 2036
4) Repayment of the loan will occur in quarterly installments, payable at the end of each quarter. Interest will be charged in monthly installments on the last day of each month on the amount of credit used. No grace is foreseen in interest repayment. The proposed repayment schedule is set out in Annex 2 to the SIWZ.
5) The Ordering Party allows the possibility of early repayment of the loan without incurring additional costs associated with it, interest will be calculated until the date of repayment of the loan, and not until the end of the contract. The contracting authority will inform the contractor about the change in the loan repayment date in writing (annex to the contract - change of the loan repayment schedule).
Loan interest rate - by WIBOR 1M interest rate, plus the bank's fixed margin. The interest rate is subject to the amount of the credit actually used by taking the actual number of days per month and assuming that the year is 365 days, the number of days in the leap year 366. A WIBOR rate is assumed to fix the loan rate for the given term of the interest rate of the interest rate for the term. one monthly deposits on the first day of each calendar month (if there were no quotations on that date, the previous day on which the listing was). The change in the interest rate resulting from the WIBOR 1M rate does not constitute a change in the terms of the agreement and does not require termination. Information about changes to the WIBOR rate is publicly available, including in particular online news services and in the press.
In order to prepare the offer, the contractor is obliged to accept WIBOR 1M in the amount in force as at 13 October 2022, i.e. 7.04%.
6) The bidder is obliged to calculate and indicate in the offer the rate as follows: interest rate on the loan in relation to the WIBOR 1M interest rate, in accordance with the provisions of point 7. Other costs or benefits associated with setting up and maintaining a credit account must be included in the interest rate on the loan. The tenderer shall be obliged to calculate any charges to the interest rate on the credit in such a way as to calculate and present in the tender a single percentage rate, the amount of which is binding throughout the duration of the loan. The figures indicating the rates given above shall be given in the form of a decimal fraction, to two decimal places.
7) The Contracting Authority shall not permit the application of a preparatory commission by the Contractors. Offers from Contractors who offer a Preparatory Commission will be rejected.
8. Only the rates listed in point 7, calculated in accordance with point 8, shall be considered in force.
9) The loan will be secured by a blank promissory note together with a promissory note declaration. The treasurer will not sign the bill of exchange. The Treasurer will countersign the bill of exchange. The Contracting Authority does not provide for the submission of a written statement of submission to enforcement based on Article 97 of the Act of 29 August 1997. Banking Law (Journal of Laws of 2021, item 2439, as amended).