1.The subject of the contract is a service in the field of granting a long-term loan
in the amount of PLN 3,500,000.00 for a period of 21 years to finance the planned deficit and to repay loans and credits.
3. The loan will be activated after the conclusion of the contract, at the written request of the Ordering Party
within the period specified by the Contractor in the submitted offer, and resulting from the criterion "time of starting the loan from the date of transfer of the instruction" in two tranches:
I tranche in the amount of PLN 1,500,000.00
II tranche in the amount of PLN 2,000,000.00
4. Loan amount: PLN 3,500,000.00 (in words: three million five hundred thousand)
5. Loan period: 2022 – 2042
For a detailed description, see SWZ
1. Title of the contract: 'Long-term credit service of
PLN 3,500,000.00 for a period of 21 years to finance the planned deficit and to repay borrowings and credits."
2. Determination of the subject of the contract
The subject of the contract is a service for granting a long-term loan
in the amount of PLN 3,500,000.00 for a period of 21 years to finance the planned deficit and to repay loans and credits.
3. The loan will be activated after the conclusion of the contract, at the written request of the Ordering Party
within the period specified by the Contractor in the submitted offer, and resulting from the criterion "time of starting the loan from the date of transfer of the instruction" in two tranches:
I tranche in the amount of PLN 1,500,000.00
II tranche in the amount of PLN 2,000,000.00
4. Loan amount: PLN 3,500,000.00 (in words: three million five hundred thousand)
5. Loan period: 2022 – 2042
6. Repayment of the loan in the years 2023 – 2042, starting from 10 December 2023 to 10 December 2042, payment of capital installments will take place in accordance with the schedule:
7. Grace period for repayment of loan installments until 10 December 2023
8. No grace period shall be provided for in the payment of interest.
9. Interest will be payable monthly on the funds actually used, interest will be repaid on the 10th day of each month.
10. For the purpose of calculating the interest rate, the year shall be deemed to be 365 days and the month the actual number of days.
11. The date of repayment of interest and loan installment will be the date of receipt of receivables on the bank account. If the interest is due on a day recognised as a public holiday, interest shall be paid on the first working day following that day.
12. The Contractor shall notify the Ordering Party in writing, at least two working days before the due date, of the amount of accrued interest together with the interest rate at which interest for a given period was calculated.
13. The loan will bear interest on an annual basis, at a variable interest rate, set as the base rate plus a fixed margin of the bank:
- base rate - a variable WIBOR 3M rate determined in accordance with the rules applicable (applied by) the Contractor and described in detail in the offer, and then in the loan agreement,
- fixed for the entire loan period of the bank's margin.
14. The Contracting Authority shall not allow the contractor to collect a preparatory commission and other fees and commissions related to the implementation of the loan agreement.
15. The Ordering Party reserves the right to repay part or all of the loan early.
16. In a situation where the loan is repaid earlier - interest will be calculated until the loan repayment date, and not until the end of the contract period.
17. In the event of early repayment of all or part of the loan, no additional fees and commissions will be charged.
18. Early repayment of part of the loan will reduce the Ordering Party's debt on the date of receipt on the bank account.
19. The Ordering Party reserves the right to change the repayment dates of loan installments without additional fees and commissions.
20. The Ordering Party reserves the right to extend the loan repayment for further years without additional fees and commissions.
21. The credit may not be charged other than those specified in the specifications.
22. The loan will be secured by a blank promissory note together with a promissory note declaration.