The subject of the contract in the present proceedings is the granting of a long-term loan in the amount of PLN 5,000,000.00 to finance the planned budget deficit and to repay previously incurred liabilities. Assumptions for the loan: Loan period from the date of signing the agreement to 31.12.2032, Grace period in loan repayment: 31.12.2026, Loan repayment dates: 2027-2032, Repayment of the principal will take place in 24 installments in the amount set in the schedule, starting from 15.03.2027. A detailed description of the subject matter of the contract is included in the Terms of Reference.

The subject of the contract in the present proceedings is the granting of a long-term loan in the amount of PLN 5,000,000.00 to finance the planned budget deficit and to repay previously incurred liabilities. Assumptions for the loan: Loan period from the date of signing the agreement to 31.12.2032, Grace period in loan repayment: 31.12.2026, Loan repayment dates: 2027-2032, Repayment of the principal will take place in 24 installments in the amount set in the schedule, starting from 15.03.2027. The repayment of the principal instalments planned by the contracting authority is as follows: 1)15.03.2027r. – PLN 200,000.00, 2)15.05.2027 – PLN 200,000.00, 3)15.09.2027 – PLN 200,000.00,4)15.11.2027r. – PLN 200,000.00, 5)15.03.2028r. – PLN 200,000.00, 6)15.05.2028r. – PLN 200,000.00,7)15.09.2028r. – PLN 200,000.00, 8)15.11.2028r. – PLN 200,000.00, 9)15.03.2029r. – PLN 200,000.00,10)15.05.2029r. – PLN 200,000.00, 11)15.09.2029r. – PLN 200,000.00, 12)15.11.2029r. – PLN 200,000.00,13)15.03.2030r. – PLN 200,000.00, 14)15.05.2030 – PLN 200,000.00, 15)15.09.2030 – PLN 200,000.00,16)15.11.2030r. – PLN 200,000.00,17)15.03.2031r. – PLN 200,000.00.18)15.05.2031r. – PLN 200,000.00.19)15.09.2031r. – PLN 250,000.00.20)15.11.2031r. – PLN 250,000.00,21)15.03.2032r. – PLN 200,000.00.22)15.05.2032r. – PLN 200,000.00.23)15.09.2032r. – PLN 250,000.00, 24)15.11.2032r. – PLN 250,000.00. The Contracting Authority has the right to use the credit in an amount lower than PLN 5,000,000.00. without incurring additional costs (fees, commissions, etc.), the possibility of early repayment of the loan or its part, and consequently - the possibility of changing the loan repayment schedule within the scope of the dates and amounts specified therein, as well as the possibility of postponing the date of repayment of the installment or early repayment of the installment and deferral of the payment of the installment in situations resulting from circumstances that could not have been foreseen at the time of concluding the public procurement contract. a) The loan is secured by a blank promissory note with a credit declaration signed by the Head of the Commune with the countersignature of the Treasurer of the Municipality.b) Placing the loan at the disposal of the Contracting Authority – within 2 days from the date of conclusion of the agreement. The loan will be disbursed in accordance with the needs of the Contracting Authority - in tranches, on the dates indicated in the written applications of the Ordering Party with final use by 31.12.2023.c)The Ordering Party does not provide for a commission on the loan granted. 2.6. Cost of the loan: (a)the interest due shall be calculated for each day of use of the loan, counting from the date of its granting: for calculation purposes, a year is assumed to be 365 days and a month is the actual number of days. (b)interest shall be calculated on a monthly basis; The Contractor is obliged to inform the Contracting Authority about their amounts by the 5th day of each subsequent month. c)interest on the credit used is payable after the end of the month within 15 days from the date of receipt of the debit note (information) on the amount of interest accrued, whereby: the first accounting period is counted from the date of disbursement and ends on the last day of the month, subsequent monthly accounting periods are calculated from the day following the end of the previous accounting period, the last accounting period ends on the day preceding the full repayment of the loan, The last interest instalment is payable on the date of repayment of the last instalment of the loan. 2.6.1 Interest is paid on the date on which the receivables are credited to the credit account, and if the payment date falls on a day recognised by law as a non-working day, the interest is paid on the first business day following the public holiday. 2.6.2 The interest rate on the loan is variable and is the sum of the WIBOR base rate for the 1-month term and the Bank's fixed margin. The WIBOR 1M rate is taken according to the quotation two business days before the beginning of the calendar month and is valid from the first to the last day of the following month.