Long-term consolidation loan in the amount of PLN 14 211 528.40 (in words: fourteen million two hundred eleven thousand five hundred twenty eight 40/100) for the repayment of liabilities arising from loans previously incurred in PLN at the following banks:

1. Bank Gospodarstwa Krajowego, amount subject to consolidation 11 473 878.40 PLN

2. Powszechna Kasa Oszczędności Bank Polski SA, the amount subject to consolidation PLN 1 558 290.00

3. Bank Spółdzielczy in Kobierzyce, the amount subject to consolidation PLN 1 179 360.00

Total: the amount subject to consolidation PLN 14 211 528.40

1) The amount of the consolidation loan: PLN 14,211,528.40;

2) The loan will be taken in 2019;

3) The loan will not affect the Poviat account, and the granting bank will repay the debt directly to the banks indicated in section II.1.4 by 2.1.2019;

4) The loan repayment source will be the proceeds from the Legnicki Poviat own income;

5) The capital will be repaid in unequal quarterly installments, payable on the first day of the quarter from 2.1.2019;

6) The repayment date of the first installment of the loan falls on 2.1.2019;

7) The loan repayment deadline is set for 3.10.2033;

8) If the loan and interest repayment date falls on a non-working day, the contracting authority shall pay the required installment on the first business day following the designated repayment date;

9) The Bank does not charge any commission for activities related to the conclusion of a contract or loan servicing. The loan may not be charged with other fees and commissions than those listed in the Terms of Reference;

10) The amount of the margin will be constant throughout the duration of the contract. However, the Employer reserves the right to request the Contractor to reduce the margin in the event of a significant change in macroeconomic conditions, e.g.

a) changes in basic interest rates of the National Bank of Poland,

b) changes in the policy principles pursued by the NBP, affecting the economy of domestic banks (including changes in the required reserve rate set by the Monetary Policy Council and the conditions for its discharge),

c) changes in the level of inflation;

11) The loan interest rate will be variable, determined for each month separately - as the sum of the WIBOR 1 M rate plus the bank's fixed margin, unchanged throughout the loan period. The method of determining the WIBOR 1M rate will be as follows: the WIBOR 1M rate according to the quotations from the last business day of the month will apply to determine the interest rate from the first day of the following month;

12) Interest on the loan used is calculated from the day the debt arises to the day preceding its repayment and is repaid on the repayment date;

13) Interest will be calculated for the actual number of days the loan is used, assuming that the year has 365/366 days;

14) The legal security for the repayment of the loan granted is: a blank promissory note together with a countersignature of the Poviat Treasurer together with a promissory note declaration with the countersignature of the Poviat Treasurer;

15) The Employer (Borrower) allows the possibility of early repayment of a loan or a part thereof without incurring any charges in this respect, without notifying the bank of its intention to repay;

16) The awarding entity may apply for a change in the amount and repayment date of the loan installment. The application should be submitted no later than 10 days before the loan repayment date;

17) Amendments to the terms of the contract may be made provided that the Borrower submits a written request to make them together with a justification.