The overall objective of the study is to examine possible options for developing tools and services to consolidate ‘disclosure information’ of financial products pursuant the obligations of European Union legislation.

Identification and description of:

— challenges faced by retail investors in exploiting disclosures,

— existing and planned initiatives in consolidating disclosures,

— options for a tool/service consolidating the disclosures and their impact on stakeholders,

— analysis of preferred option and proposed path for implementation.