1. The subject of the contract contains:
1) granting and servicing a long-term PLN loan up to a maximum of PLN 15,000,000.00 with the possibility of not using the full value of the loan without additional commissions and fees.
2) The loan will be used up to PLN 15,000,000.00 to finance the budget deficit planned for 2022 and to repay previously incurred liabilities under loans and advances.
3) The Ordering Party reserves the right to take a smaller loan amount without additional commissions and fees.
4) The Ordering Party reserves the right to start the loan once or in tranches.
5) The expected launch of the loan will take place successively according to the needs of the Ordering Party, who will inform the Contractor 3 working days in advance about the amount of the tranche.
6) The credit will be used until 31.12.2022.
7) The loan will be repayable from the Commune's own income in the years 2023-2033, and interest in the years 2022-2033.
1. The subject of the contract contains:
1) granting and servicing a long-term PLN loan up to a maximum of PLN 15,000,000.00 with the possibility of not using the full value of the loan without additional commissions and fees.
2) The loan will be used up to PLN 15,000,000.00 to finance the budget deficit planned for 2022 and to repay previously incurred liabilities under loans and advances.
3) The Ordering Party reserves the right to take a smaller loan amount without additional commissions and fees.
4) The Ordering Party reserves the right to start the loan once or in tranches.
5) The expected launch of the loan will take place successively according to the needs of the Ordering Party, who will inform the Contractor 3 working days in advance about the amount of the tranche.
6) The credit will be used until 31.12.2022.
7) The loan will be repayable from the Commune's own income in the years 2023-2033, and interest in the years 2022-2033.
8) Grace period in repayment until 30 September 2023.
9) Interest will be payable on the amount of debt in quarterly periods, at the end of the (calendar) quarter.
10) For determining the amount of interest, a year equal to 365/366 days and the actual number of days in the quarter are assumed,
11) The interest rate on the loan is calculated on the basis of the WIBOR 3M rate from the last day of the month of a given quarter preceding the interest period increased by a fixed margin proposed by the bank, unchanged during the term of the contract.
12) Repayment of capital in Polish zlotys will take place in installments according to the following schedule:
a) 2023 - 2 quarterly installments of PLN 150,000.00 each,
b) 2024 – 2026 – 12 quarterly installments of PLN 250,000.00 each,
c) 2027 - 2028 - 8 quarterly installments of PLN 275,000.00 each,
d) 2029 – 2032 – 16 quarterly installments of PLN 500,000.00,
e) 2033 – 2 quarterly installments PLN 750,000.00
payable by 31 March, 30 June, 30 September, 31 December of a given year,
13) The Ordering Party reserves the right to repay the principal amount early without additional commissions and fees.
(14) It is possible to change the schedule of repayment of principal and interest in terms of amounts and deadlines, provided that a written application is submitted with an appropriate justification 14 days before the date of payment of the capital installment and interest.
15) Interest payment on a quarterly basis.
16) The interest rate on loan installments not repaid on time will be charged in the amount specified as for statutory interest.
17) If the Ordering Party does not use the full amount of the loan, the amount of interest and possible bank commission will result from the value of the loan used.
18) The Ordering Party shall be informed about the amount of interest due by e-mail to the address of the skarbnik@ halinow.pl within 7 days before the due date, whereby interest on the loan becomes due on the last day of each interest period.
19) The loan repayment will be secured by a blank promissory note together with a promissory note declaration.
20) The loan will be activated on the commune's account and will not be settled with the bank.