The subject of the contract is the task: "Drawing a long-term loan to cover the budget deficit in 2019 in the amount of PLN 18,900,000 (eighteen million nine hundred thousand)".
The loan repayment period is 8 years (in 2020-2027). The loan will be transferred in tranches according to reported needs by the end of 2019. The tranches will be transferred to the ordering party's account the day after submitting the application.
The security will be a blank promissory note with a promissory note declaration without a guarantee.
Repayment of principal installments and interest will be made monthly (9 months) as follows:
- from April to November - the last day of the month,
- in December - on the 15th day of the month.
If the last day of the month or the 15th day of December falls on a public holiday, the repayment will be made on the last business day preceding that day. Number of installments - 72.
Schedule of installment repayment broken down by years:
2020 2021 2022 2023 2024 2025 2026 2027
31.01
28.02
31.03
30.04 100,000.00 252 500.00 252,500.00 252,500.00 252,500.00 300,000.00 300,000.00 300,000.00
31.05 100,000.00 257 500.00 257 500.00 257 500.00 257 500.00 300,000.00 300,000.00 300,000.00
30.06 110,000.00 257 500.00 257 500.00 257 500.00 257 500.00 300,000.00 300,000.00 300,000.00
31.07 115 000.00 257 500.00 257 500.00 257 500.00 257 500.00 300 000.00 300 000.00 325 000.00
31.08 115 000.00 257 500.00 257 500.00 257 500.00 257 500.00 300 000.00 300 000.00 325 000.00
30.09 115 000.00 270,000.00 270,000.00 270,000.00 270,000.00 325,000.00 325,000.00 325,000.00
31.10 115 000.00 270,000.00 270,000.00 270,000.00 270,000.00 325,000.00 325,000.00 325,000.00
30.11 115 000.00 270,000.00 270,000.00 270,000.00 270,000.00 325,000.00 325,000.00 325,000.00
15.12 115 000.00 270,000.00 270,000.00 270,000.00 270,000.00 325,000.00 325,000.00 325,000.00
TOTAL: 1,000,000.00 2,362,500.00 2,362,500.00 2,362,500.00 2,362 500.00 2,800,000.00 2,800,000.00 2,850,000.00
Interest will be calculated on the current debt from the next day, starting from the date of transferring the loan to the bank account up to and including the date of total repayment.
The interest rate consists of a variable WIBOR rate for 3-month interbank deposits and a fixed bank margin expressed in percentage points. The interest rate on the loan is determined on the day the loan is first launched based on the WIBOR rate from the day before that day and will change every three months from the date of the first loan release. If the WIBOR rate is not quoted on the preceding day, it should be taken from the last day on which the quotation was available.
To prepare the calculation, an accounting year of 365 days should be used (366 days in leap years), and the day of loan activation on October 15, 2019. When calculating the calculation, use WIBOR 3M from August 30, 2019.
The Commune Czechowice-Dziedzice does not allow the collection of any fees and commissions other than the bank's margin on the amount of the loan taken.
The awarding entity allows signing a declaration of submission to enforcement up to the amount of credit taken. The City Treasurer will not submit a countersignature on a promissory note together with a promissory note declaration and declaration of submission to enforcement. As at 20 August 2019, the contracting authority does not have any outstanding liabilities at banks resulting from loans or borrowings, nor have any debt collection activities or recovery programs been carried out towards it. The Employer's invoices are not burdened with execution classes. Over the past two years, no resolution has been adopted not to grant discharge to the executive body. The municipality did not conclude public-private partnership agreements or leasing.
The Awarding Entity provides for changes in the use of the loan granted, resulting in an annex to the loan agreement, due to the non-use of the loan in full amount. The Purchaser does not anticipate any commission on any changes to the loan agreement.
The contracting authority granted a surety to the municipal company Przedsiębiorstwo Inżynierii Miejskiej Sp. z o. o. and the Czecho-Best Social Cooperative in the total amount of PLN 32 167 985.16. There was no payment of obligations in this respect.
There is no hospital in the commune.
All costs related to the life cycle (i.e. possible subsequent or related phases of the existence of the object of the service) are known at the stage of submission of the offer. Therefore, the Purchaser is authorized to use the price as the only criterion for selecting the most advantageous offer.
In accordance with art. 29 paragraph 3a of the Public Procurement Law, the Employer informs that there are no activities within the scope of the contract that involve performing work in the manner specified in art. 22 § 1 of the Act of 26 June 1974 - Labor Code (Journal of Laws of 2018, item 917, as amended).