The subject of the contract is the service of granting and servicing a long-term PLN loan in the amount of PLN 10,000,000.00 (in words: ten million zlotys 00/100) intended to finance the planned budget deficit in 2022 and to repay previously incurred liabilities under loans and advances.

1) The subject of the contract is the service of granting and servicing a long-term PLN loan in the amount of PLN 10,000,000.00 (in words: ten million zlotys 00/100) intended to finance the planned budget deficit in 2022 and to repay previously incurred liabilities under loans and advances. 2) The Contractor shall grant the Ordering Party a loan in Polish currency on the terms specified in the essential provisions of the agreement - the model loan agreement constituting Annex 1 to the SWZ.

3) The loan will be repaid on the following dates and amounts:

Lp. Repayment date by: Amount of the capital installment

1 2022-12-31 20 000,00

2 2023-03-31 200 000,00

3 2023-06-30 200 000,00

4 2023-09-30 200 000,00

5 2023-12-31 200 000,00

6 2024-03-31 200 000,00

7 2024-06-30 200 000,00

8 2024-09-30 200 000,00

9 2024-12-31 200 000,00

10 2025-03-31 200 000,00

11 2025-06-30 200 000,00

12 2025-09-30 200 000,00

13 2025-12-31 200 000,00

14 2026-03-31 200 000,00

15 2026-06-30 200 000,00

16 2026-09-30 200 000,00

17 2026-12-31 200 000,00

18 2027-03-31 20 000,00

19 2028-03-31 25 000,00

20 2029-03-31 25 000,00

21 2030-03-31 25 000,00

22 2031-03-31 150 000,00

23 2031-06-30 150 000,00

24 2031-09-30 150 000,00

25 2031-12-31 150 000,00

26 2032-03-31 150 000,00

27 2032-06-30 150 000,00

28 2032-09-30 150 000,00

29 2032-12-31 150 000,00

30 2033-03-31 150 000,00

31 2033-06-30 150 000,00

32 2033-09-30 150 000,00

33 2033-12-31 150 000,00

34 2034-03-31 150 000,00

35 2034-06-30 150 000,00

36 2034-09-30 150 000,00

37 2034-12-31 150 000,00

38 2035-03-31 500 000,00

39 2035-06-30 500 000,00

40 2035-09-30 500 000,00

41 2035-12-31 500 000,00

42 2036-03-31 500 000,00

43 2036-06-30 500 000,00

44 2036-09-30 500 000,00

45 2036-12-31 785 000,00

Total 10 000 000,00

4) The loan repayment will be secured by a blank promissory note together with a promissory note declaration. Only the bill of exchange will be countersigned by the treasurer. 5) Grace period in repayment of capital from the date of signing the contract until 31.12.2022 at the latest 6) The Ordering Party does not provide for a grace period in interest payment and intends to start their repayment immediately after starting the loan in monthly periods. Interest will be repaid on a monthly basis by the 15th day of the following month. The Contractor will be obliged to calculate interest and send a charge to the Ordering Party 10 days before the payment date. 7) The repayment of the last interest will be made together with the repayment of the last capital installment. 8) The Contractor has no right to charge and collect a preparatory commission, as well as a commission on the loan granted, or any other additional commissions and fees. The only cost incurred by the Ordering Party will be the interest rate on the loan. 9) If the repayment date of the loan or interest falls on a public holiday, the deadline is considered to have been met if the repayment takes place on the first business day after the date specified in the loan agreement. 10) The date of repayment of the loan installment shall be the date of crediting the credit account maintained by the Bank. 11) Annual loan repayments may not exceed the amounts set out in the Multiannual Financial Forecast of the City of Gorlice (No. 582/XLVI/2022 of the Gorlice City Council of 21.04.2022 on the amendment of the Multiannual Financial Forecast of the City of Gorlice). 12) The contractor will calculate the offer price in PLN on the basis of the WIBOR 1M rate of 10.05.2022, i.e. 5.43% and the Contractor's bank margin. The contractor's bank margin will be fixed for the loan period. To calculate the price of the offer (the total cost of granting and servicing the loan), the contractor will be obliged to use an Excel spreadsheet constituting Annex 3 to the SWZ, in which only the bank's fixed margin should be entered. The bank's margin used and the offer price calculated using an Excel spreadsheet (the total cost of granting and servicing the loan) should be included in the offer. 13) The full description of the subject of the contract is contained in paragraph 1 of the SWZ.