1. The subject of the contract is the service of granting a long-term loan to finance the planned budget deficit of the Dobre Miasto commune in the amount of PLN 7,000,000.00. 2. A detailed description of the subject of the contract is set out in Annex 8 to the SWZ: Description of the subject of the contract and essential provisions of the public procurement contract.

1. The subject of the contract is the granting of a long-term loan to finance the planned budget deficit of the Dobre Miasto commune in the amount of PLN 7,000,000.00. 2. The gross price of the offer consists of interest related to granting the Ordering Party a bank loan and a bank commission. 3. The loan will be granted and settled in Polish zlotys. 4. The Ordering Party reserves the right not to use the loan granted in full without incurring additional commissions and fees in this respect. 5. Loan period: from the date of disbursement of the first tranche until 31.05.2033 6. Loan launch: in non-cash form, in tranches: from June 2023 to 15 December 2023 on the basis of instructions submitted by the ordering party. 7. Instructions will be submitted to the contractor electronically - via the e-mail address indicated in the contract. 8. Grace period for repayment of capital: until 2029 9. Loan repayment: 31.12.2030: PLN 2,000,000.00 31.12.2031: PLN 2,000,000.00 31.12.2032: PLN 2,000,000.00 31.05.2033: PLN 1,000,000.00 10. It is assumed that it is possible to change the loan period. 11. No fees or commissions will be charged on the repayment of all or part of the loan before the repayment date. 12. Payment of interest – on a monthly basis, payable on the last calendar day of each month. 13. If the date of repayment of the loan instalment or interest falls on a public holiday, the deadline shall be deemed to have been met if the repayment takes place on the first business day after the deadline specified in the loan agreement. 14. The date of repayment of the loan installment is the date of receipt of funds on the credit account or technical account (if the loan repayment was made before the date specified in the schedule, this day is the date of repayment of the loan installment). 15. Variable interest rate according to WIBOR 3M – calculated as the average of all quotations of the month preceding repayment – increased by the bank's margin. The lender notifies the borrower in writing about the interest rate and the change in interest rate. When calculating interest, the actual number of days is used. In order to submit an offer, WIBOR-3M as at 30.04.2023 should be adopted, assuming the loan is disbursed in three tranches:  PLN 3,000,000.00 on 30.06.2023,  PLN 3,000,000.00 on 30.09.2023,  PLN 1,000,000.00 on 15.12.2023. 16. No preparation fee on the loan granted. 17. If there is a commission for granting a loan, it is payable on the amount of the tranche to be disbursed, no later than on the date of disbursement of the tranche. 18. No commissions and fees for early repayment of the loan in full or loan installment. 19. The Bank will not charge any additional fees or commissions in connection with the execution of this order beyond those specified in the offer. 20. Loan security: a blank promissory note together with a promissory note declaration issued by the borrower. 21. The Contractor / Bank will inform about the WIBOR 3M reference rate and the amount of interest to be repaid. 22. The credit agreement will be signed at the headquarters of the ordering party.