The subject of the order is a long-term loan of PLN 7,000,000. (say: seven million zlotys). The loan is taken for:
- repayment of liabilities incurred earlier due to loans drawn in the amount of PLN 1 649 200.00 (in words: one million six hundred forty nine thousand two hundred zlotys),
- financing of the planned budget deficit of the local government unit in the amount of PLN 5,350,800.00 (in words: five million three hundred fifty thousand eight hundred zlotys).
The subject of the order is a long-term loan of PLN 7,000,000. (say: seven million zlotys). The loan is taken for:
- repayment of liabilities incurred earlier due to loans drawn in the amount of PLN 1 649 200.00 (in words: one million six hundred forty nine thousand two hundred zlotys),
- financing of the planned budget deficit of the local government unit in the amount of PLN 5 350 800.00 (in words: five million three hundred fifty thousand eight hundred zlotys)
The loan is repaid in installments until the last day of the month. Repayment schedule: 2025: 4 installments of PLN 90,000.00 payable by the end of the month - II, IV, VII, IX, 2026: 12 installments of PLN 100,000.00 payable by the end of each month, 2027: 12 installments after PLN 120,000.00 payable by the end of each month, year 2028: 8 installments of PLN 330,000.00 payable by the end of month I, II, IV, VI, VII, VIII, X, XII, 4 installments payable by the end of month III, V, IX, XI.
Conditions for granting the loan: 1) When preparing the offer, the Contractor must: take into account all costs related to obtaining the loan, include all costs related to repayment of the loan and provide in the offer the total cost of its repayment for the expected loan period; take into account the interest rate on the loan according to the arithmetic average WIBOR 1M for January 2020 plus bank margin. 2) Grace in repayment of capital until 28.02.2025.
3) The first installment will be paid by the end of February 2025. 4) Interest on the loan during the grace period, i.e. from the moment of paying the first installment of the loan until the first installment is repaid, will be paid by the end of each month. Others according to the repayment schedule prepared by the Bank, only on the amount of the actually launched loan. 5) The Purchaser reserves the right to use only part of the granted loan. In the abovementioned situation, the awarding entity will not incur any additional costs due to not using the allocated funds. The Purchaser reserves the right to use a smaller loan amount or cancel the loan without incurring any costs. In the event of a loan in an amount lower than planned, this will not result in the termination of the loan agreement and will not cause any other claims of the Contractor against the Employer. The Contractor shall not charge and collect interest, any bank fees and commissions on the amount of unused credit. 6) The Purchaser reserves the right to repay part or all of the loan earlier. In the above situation, the Employer will not incur any additional costs. In the event of early repayment of the loan, interest will be calculated for the period of its actual use. 7) Floating loan interest rate, based on 1M WIBOR rate from the last business day of the previous month plus the bank's margin (fixed) during the term of the contract. NOTE: For the purpose of calculating the offer price, the base interest rate should be adopted according to the arithmetic average of WIBOR 1M for January 2020 plus bank margin. 8) If part or all of the loan is repaid during the month, interest will be calculated based on the actual time the loan capital is used and will be payable until the last day of the month. 9) In the event that the deadline In the event that the loan or interest repayment date falls on a non-working day, the Employer shall pay the required installment on the first business day after the designated repayment date. 10) When calculating interest, it is assumed that a year has 365 days. 11) The loan will be secured by a blank promissory note together with a promissory note declaration. In addition, the Employer allows the submission of a declaration of submission to enforcement under the loan agreement.
NOTE: Due to the limited number of characters, the continuation of the contract description is contained in Part III.1.3) in the part: "Minimum level (s) of standards possibly required".