1. The subject of the order is:
Taking out a long-term loan in the amount of PLN 5,520,000 (in words: five million five hundred and twenty thousand zlotys) to repay previously incurred liabilities and finance the deficit.
2. The loan will be repaid in installments taking into account the loan repayment schedule required by the Ordering Party.
Form of repayment:
2030: PLN 840,000 - 12 monthly capital installments in amounts of PLN 70,000.00 each,
2031: PLN 2,520,000 - 12 monthly capital installments in amounts of PLN 210,000.00 each,
2032: PLN 2,160,000 - 12 monthly capital installments in amounts of PLN 180,000.00 each.
1. The subject of the order is:
Taking out a long-term loan in the amount of PLN 5,520,000 (in words: five million five hundred and twenty thousand zlotys) to repay previously incurred liabilities and finance the deficit.
Warning!
When calculating the loan price, the principle set out in Annex 9 to the SWZ is applied.
2. Maturity of individual instalments: the last day of the month.
The Ordering Party reserves the right to make early repayment of the principal installments of the loan, without incurring additional costs.
The Ordering Party reserves the right to make a later repayment of part of the principal installments in a situation where debt ratios prevent full repayment of the planned amount of capital within the contractual period.
The Ordering Party allows for the possibility of changes in the loan repayment schedule resulting in the introduction of an annex to the loan agreement.
3. Interest on the Loan will be calculated for each day of using the loan, starting from the date of starting the loan on a monthly basis (calculated for each full month and in the month of taking the loan and the final repayment of the loan for the actual number of interest days).
Maturity of interest payments: by the 10th day after the end of the month for which they are calculated.
The date on which the receivables are credited to the credit account shall be taken as the repayment of interest.
If the due date falls on a public holiday, the interest is due on the first working day following the public holiday.
4. Repayment of commission.
The commission on the loan should be presented in an amount that includes all costs to be incurred by the Ordering Party in connection with the execution of the order, except interest. The commission is a one-off cost. The Contractor decides about calculating or waiving the commission.
Interest on the loan granted together with any one-off commission will constitute the only remuneration of the Contractor for the performance of the contract.
5. Credit servicing costs:
The interest rate on the loan – variable, is determined based on the WIBOR 1M rate, calculated for a given month as the arithmetic average of all quotations from the previous month, increased by the bank's margin, the value of which will remain unchanged throughout the loan period.
6. In the event of liquidation of the WIBOR 1M rate, it will be changed, by agreement of the parties, to the rate that will replace the WIBOR 1M rate or the rate closest in size and nature to the WIBOR 1M rate without costs charged to the ordering party.
7. Loan currency – settlement between the Ordering Party and the Contractor will be made in Polish zlotys /PLN/.
8. The loan will be secured by a blank promissory note (with a promissory note declaration).
9. The Ordering Party reserves the right to charge a smaller loan at no additional cost (fees, penalties, commissions, etc.).
10. Capitalisation of interest is not permitted;
11. In accordance with the Public Procurement Law, the contracting authority shall answer every question concerning the SWZ and shall provide information and materials necessary to examine the creditworthiness of the municipality, as well as to prepare and submit the offer, only in source form (e.g. reports, resolutions, etc.). The Ordering Party will not prepare data in a processed form according to diagrams, tables, lists, etc. specified by contractors.
12. Due to the limited number of characters that can be entered into the content of the advertisement, a detailed description of the subject of the contract is included in Chapter 4 of the SWZ made available on the website of the proceedings, i.e.: https://ezamowienia.gov.pl/mp-client/search/list/ocds-148610-e10d0700-5dc2-11ee-a60c-9ec5599dddc1.