Granting a long-term loan up to PLN 6,100,000, intended to finance the deficit and repayment of previously incurred liabilities under loans and credits. A detailed description of the subject of the contract, specifying the exact scope and quality requirements relating to

the least of the main elements making up the subject of the contract are included in the Terms of Contract Specification

1. Granting a long-term loan up to PLN 6,100,000, intended to finance the deficit and repayment of previously incurred liabilities under loans and credits.

2. Terms of the contract:

1. The Ordering Party reserves the right not to use the credit in full.

2.The loan is planned to be repaid in quarterly installments in 2024-2034

3.Repayment of loan installments and interest will take place quarterly (31 March, 30 June, 30 September, 15 December) in the years 2024-2034 payable by the end of the month of a given quarter, except for the last each year, i.e. by 15 December.

4. Planned loan repayment date 15 December 2034.

5. The loan will bear interest at the interest rate constituting the sum of the base rate and the Bank's margin, determined for 3-month periods using the following principle:

The base rate is the WIBOR 3M rate, calculated as the arithmetic mean of the month preceding its period of validity.

6. The bank's margin is fixed throughout the loan period.

7. The Ordering Party reserves the right to repay the loan early and change the payment schedule without additional commissions and fees.