1. The subject of the contract is: granting and servicing a long-term bank loan in the amount of PLN 3,200,000.00 2. Granting and servicing a long-term bank loan in the amount of PLN 3,200,000.00, with a repayment date of 31.12.2034. The loan will be used to finance the planned budget deficit of 2022 and to repay previously incurred liabilities.

1. The subject of the contract is: granting and servicing a long-term bank loan in the amount of PLN 3,200,000.00 2. Granting and servicing a long-term bank loan in the amount of PLN 3,200,000.00, with a repayment date of 31.12.2034. The loan will be used to finance the planned budget deficit of 2022 and to repay previously incurred liabilities. 3. Starting the loan until 31.07.2022 once. Starting the loan means the date of receipt of funds on the account of the ordering party. 4. The loan period is set at 10 years, with a grace period in repayment of the loan from the date of signing the loan agreement until 30.03.2025. 5. The loan will be repaid in each subsequent year in equal installments, in quarterly periods on the last day of the month, except for the month of December, starting from 31.03.2025 to 20.12.2034. Repayment of the installment for the month of December will take place until December 20. In individual years, the following amounts will be repaid: PLN 2025 320 000 (4 installments of PLN 80 000), 2026 320 000 PLN (4 installments of PLN 80 000), 2027 320 000 PLN (4 installments of PLN 80 000), 2028 320 000 PLN (4 installments of 80 000 PLN), 2029 320 000 PLN (4 installments of PLN 80 000), year 2030 320 000 PLN (4 installments of 80 000 PLN), 2031 320 000 PLN (4 installments of 80 000 PLN), 2032 320 000 PLN (4 installments of 80 000 PLN), 2033 320 000 PLN (4 installments of 80 000 PLN), 2034 320 000 PLN (4 installments of 80 000 PLN). If the loan or interest is due on a non-working day, repayment will take place on the first business day after that day. However, it should be taken into account that this is the maximum date and it is possible to repay the loan installment earlier, e.g. on the last business day of the month, without the need to notify the bank in advance. 6. Interest will be repaid on a monthly basis up to the 20th day. Interest for the month of December each year will be payable until the end of December. The Bank will be obliged to calculate interest and send a charge to the Ordering Party at least 5 days before the date of payment of interest. 7. The interest rate on the loan will be calculated on the basis of the variable Wibor 3M rate, calculated as the arithmetic mean of the last 5 days of quotations of Wibor rates of the preceding month, for each subsequent month - the accounting period. The calculated interest rate will be rounded to two decimal places. 8. For the calculation and payment of interest, the year and month shall be deemed to have an actual number of calendar days. 9. The loan will be granted on the basis of an agreement proposed by the bank and accepted by the ordering party. 10. The loan repayment will be secured by a blank promissory note. 11. Capitalisation of interest may not be used. 12. The right to include in the contract the possibility of early repayment of the loan or resignation from all or part of the loan without incurring additional costs resulting from these titles is reserved. 13. In the case of early repayment of individual installments or the entire loan, interest will be charged only for the period up to the repayment date. 14. The only cost of the loan will be the interest rate, no commission or any other costs are foreseen.