1. The subject of the contract is to grant the Municipality of Kazimierza Wielka a long-term bank loan up to PLN 5,800,000.00 to finance the planned budget deficit of the Kazimierz Wielka Commune in 2022 in the amount of PLN 5,400,000.00 and to repay previously taken loans in the amount of PLN 400,000.00.

2. For a detailed description of the item of the order, see Annex 2 of the SWZ.

3. The Contracting Authority does not provide for the specification in the description of the subject of the contract requirements referred to in Article 95 (1) of the Law of Public Procurement Act due to the fact that in the execution of the object of the contract there are no activities specified in the Work Code Act, which is referred to by the provision in question.

1. The Contractor shall grant the Ordering Party a loan in Polish currency in the amount of up to PLN 5,800,000.00 (in words: five million eight hundred thousand zlotys 00/100) on the terms specified in the loan agreement.

2. The amount of credit will be launched in tranches through the implementation of the payment disposal of the Borrower in the burden of the credit account opened by the Bank to the Borrower.

3. The contracting authority will allocate funds from the loan for: - financing the planned budget deficit of the Kazimierza Wielka commune in 2022 in the amount of PLN 5,400,000.00 and for repayment of previously taken loans in the amount of PLN 400,000.00, in accordance with Article 89(1)(2) and (3) of the Act of 27 August 2009 on public finances (i.e. Journal of Laws of 2022, item 1634, późn.zm).

4. The loan will be granted for the period from the date of conclusion of the agreement to 30 November 2035.

5. The Contractor shall open the credit account at the latest on the shorting date of the contract and shall be free of charge during the implementation of this credit agreement.

6. The Contractor shall activate the credit funds in accordance with the Contracting Authority's dispositions in dispositions submitted to the Contractor, without submitting a separate credit application subject to consideration. The Bank will activate the funds of individual tranches of the loan within 3 days after submitting a written application by the Ordering Party and transfer to the Cooperative Bank a branch in Casimir Wielka for the account of the Contracting Authority No. 18 8493 0004 0180 0130 0020 0001

7. The deadline for using/starting the loan expires on 31 December 2022.

8. The Contracting Authority reserves the possibility of taking out a loan less than the amount referred to in point 1. The Bank will not, in this case, charge the borrower with additional costs.

9. The use of credit will be in the Polish currency (PLN).

10. The amount of interest credit used will be at an annual ratio at the variable rate. The interest rate shall be equal to the amount of the base rate plus the Contractor's fixed margin, determined on the basis of the tender made.

11. The contracting authority's liabilities for interest on the loan will be regulated during quarterly periods.

12. Interest is charged on the balance of the loan according to the actual calendar (365/366 days).

13. The amount of the base rate (1M) which is the basis for the calculation of the loan interest rate in the month concerned and the amount of interest accrued for the month, the Ordering Party shall be notified in writing or by e-mail by the Contractor within the period of 5 day of that month.

14. The contractor's margin is fixed in the contractual period of credit and repayment of the loan.

15. Interest for the period from the date of application of the loan until the end of the entire credit period will be accrued on a monthly basis and payable quarterly basis, up to 10 to the day following the quarter, i.e. 10 January, 10 April, 10 July, 10 October. By which point: if the loan repayment date or interest is on a statutory day off work or Saturday, the deadline is the next day, which is not a day off work or a Saturday.

The last interest installment will be payable together with the capital installment, i.e. until 30.11.2035.

16. The Contracting Authority may make early repayment of the loan without financial consequences for the Contracting Authority.

17. If you intend to repay the loan used before the date set in the contract, the Contracting Authority shall notify the Bank of the scheduled repayment date 5 days in advance.

18. From the use of the credit, interest will be charged at the rate determined as follows:

(a) On the credit used, the Bank charges interest charged at a variable rate, representing the sum of the WIBOR 1M base rate for the one-month period and the Bank's margin. The Bank's margin is immutable during the duration of the agreement,

(b) Loan interest rate is changed depending on the change in WIBOR 1M rate indicated in paragraph (a). The change in this rate does not constitute a change of contract and does not require an annex to the contract

c) The amount of the WIBOR 1M rate for a one-month period