The subject of the contract is the granting and servicing of a long-term loan in the amount of PLN 20,758,000.00 for the consolidation of part of the debt of the Łapanów Commune.
The loan will be granted in the amount of PLN 20,758,000.00 (say: twenty million seven hundred fifty-eight thousand 00/100 zlotys) and disbursed in one tranche.
The subject of the contract is the granting and servicing of a long-term loan in the amount of PLN 20,758,000.00 for the consolidation of part of the debt of the Łapanów Commune.
1. The loan will be granted in the amount of PLN 20,758,000.00 (say: twenty million seven hundred fifty-eight thousand 00/100 zlotys) and disbursed in one tranche.
2. The loan will be repaid in quarterly instalments starting from December 2023 to 31 December 2035 as follows:
Day
month Year
2023 2024 2025 2026 2027
31 III 231.000,00 161.500,00 219.000,00 364.000,00
30 VI 232,000,00 164,500,00 221,000,00 366,000.00
30 IX 232.000,00 162.500,00 221.000,00 366.000,00
31 XII 95.000,00 231.000,00 161.500,00 219.000,00 364.000,00
Day
month Year
2028 2029 2030 2031 2032 2033 2034 2035
31 III 425.000,00 510.000,00 562.500,00 612.500,00 546.000,00 600.000,00 611.500,00 300.000,00
30 VI 425,000,00 512,000,00 562,500,00 612,500,00 549,000,00 600,000.00 614,500.00 300,000.00
30 IX 425.000,00 512.000,00 562.500,00 612.500,00 612.000,00 600.000,00 612.500,00
300.000,0
31 XII 425.000,00 510.000,00 562.500,00 612.500,00 546.000,00 600.000,00 611.500,00
300.000,00
3. Interest will be repaid from the moment the loan is disbursed on a quarterly basis, on the last business day of a given quarter, but it should be assumed that if this term falls on a Saturday or a public holiday, the last day of the term is considered to be the day following the day or days off and the month counts the actual number of days, And the interest year has 365 days, except for leap years (2024; 2028,2032) occurring during the loan repayment period, which has 366 days.
4. The Contracting Authority provides for the possibility of repayment of the principal liability or part thereof in any shorter period of time than it would result from the loan repayment schedule, of which the Contracting Authority will notify the bank.
5. Expected interest rate on the loan variable throughout the loan period, based on WIBOR 3M plus the bank's fixed margin. In order to compare the submitted offers, the Contracting Authority indicates the amount of WIBOR 3M of 23.10.2023 for calculations.
6. Securing the loan in accordance with the Resolution of the Commune Council - a blank promissory note with a promissory note declaration.
7. The Contracting Authority shall not incur any additional costs other than those specified in the Terms of Reference.
8. The loan will be disbursed on the basis of a written instruction of the Ordering Party submitted to the Bank.
9.. The Contracting Authority provides for signing a declaration of submission to enforcement on the basis of a bank enforcement title or in the form of a notarial deed.
10. In the event of the lack of availability of the loan, within the time specified in the offer, the Ordering Party reserves the right to compensation for the losses incurred on general terms.
11. The Municipality of Łapanów undertakes to fulfil the necessary formal conditions (documents, certificates, opinions) resulting from the content of the loan agreement, including the submission of an appropriate opinion of RIO no later than on the date of signing the agreement.
12. The Contracting Authority does not expect the Contractor to charge a commission for granting a loan.
13. The Contracting Authority anticipates that the agreement for taking a loan will be signed on the project of the Contractor granting the loan, subject to the requirement to meet all the conditions specified in the Specification of the Terms and Conditions of the Contract. A provision in the offer concerning the conclusion of a contract in accordance with the draft contract means a draft contract submitted by the Contractor that meets all the provisions and requirements of the Terms of Reference.
14. The Contracting Authority has no arrears and all liabilities towards the Social Insurance Institution and the Tax Office are settled on an ongoing basis.
15. The Treasurer's countersignature shall be placed on the declaration of submission to enforcement, and the Treasurer's countersignature shall be placed on the bill of exchange and the bill of exchange declaration.
16. In order to calculate the total cost of servicing the loan, the Contractor will use the deadline of 15 December 2023 to submit the application for disbursement of the loan.
All resolutions, reports and opinions are attached to the Terms of Reference