1. The subject of the contract is the provision of a banking service consisting in granting a long-term loan in 2023 in the total amount of PLN 2,800,000.00, intended for the repayment of previously incurred liabilities in the amount of PLN 1,220,000.00 and to finance the planned budget deficit of the Samborzec municipality in the amount of PLN 1,580,000.00.
2. The disbursement of the credit facility in the amount of PLN 2,800,000.00 (in words: one million three hundred thousand zlotys) will take place by 20 December 2023. By that date, all funds should be placed at the disposal of the Contracting Authority by transferring funds to the Contracting Authority's bank account.
Note: The Contracting Authority allows for the possibility of placing the loan at the disposal of the Contracting Authority at a later date, if the agreement is signed later than on 20 December 2023, but no later than on 29 December 2023.
3. Repayment of the principal instalments of the loan will be made in 28 instalments from 30.06.2027 to 30.08.2030.
1. The subject of the contract is the provision of a banking service consisting in granting a long-term loan in 2023 in the total amount of PLN 2,800,000.00, intended for the repayment of previously incurred liabilities in the amount of PLN 1,220,000.00 and to finance the planned budget deficit of the Samborzec municipality in the amount of PLN 1,580,000.00.
2. The disbursement of the credit facility in the amount of PLN 2,800,000.00 (in words: one million three hundred thousand zlotys) will take place by 20 December 2023. By that date, all funds should be placed at the disposal of the Contracting Authority by transferring funds to the Contracting Authority's bank account.
Note: The Contracting Authority allows for the possibility of placing the loan at the disposal of the Contracting Authority at a later date, if the agreement is signed later than on 20 December 2023, but no later than on 29 December 2023.
3. Repayment of the principal instalments of the loan will be made in 28 instalments from 30.06.2027 to 30.08.2030.
4. All instalments payable on the last working day of each month, starting from 30.06.2027. If the principal or interest is due on a public holiday or Saturday, the repayment will take place on the last business day preceding the planned repayment date.
5. Interest on the credit used is calculated on the amount of the current debt and is subject to repayment by the last day of each month.
6. The loan will bear interest at a variable interest rate on an annual basis. The interest rate for the next month will be calculated according to the WIBOR 1M rate from the day preceding the beginning of each accounting period and the bank's margin.
7. Any preparatory commission will be payable within 10 days of signing the contract.
8. Loan security: a blank promissory note with a promissory note declaration. The promissory note declaration will be countersigned by the Municipal Treasurer.
9. The Ordering Party reserves the right to early repayment of the loan in whole or in part without additional costs (fees, commissions, etc.). The interest rate will then be calculated for the period of actual use of the loan.
10. The Contracting Authority allows for the application of interest, fees and commissions on account of, m.in, the interest rate on the loan and the preparatory commission (for granting the loan). A commission for early repayment of the loan is unacceptable.
11. In order to calculate the offer price for the purposes of selecting the most advantageous offer, 20.12.2023 should be used as the expected day of disbursement of the loan and a fixed WIBOR 1M interest rate of 5.83%.
12. The terms and conditions of the credit service are set out in particular in the Model Agreement, constituting Appendix No. 4 to the Terms of Reference.
13. The Contracting Authority does not allow the submission of variant offers, does not intend to conclude a framework agreement, does not provide for an electronic auction.
14. The Ordering Party does not divide the order into parts.
The service is commissioned as part of a single contract, as it constitutes an indivisible economic and legal whole as a credit agreement.
15. The Contracting Authority does not envisage awarding contracts consisting in the repetition of similar services referred to in Article 214(1)(7) of the Act.
16. The Contracting Authority shall not submit a declaration of submission to enforcement pursuant to Article 777(1)(5) of the Civil Procedure Code.
17. Basic information about the Contracting Authority's financial situation:
Budget resolutions, budget and financial statements, resolution on consent to incur a loan obligation, opinions of the Regional Audit Chamber and other documents concerning the economic and financial situation of the Samborzec Municipality are included in the folder constituting Appendix No. 5 to the Terms of Reference entitled "Documents concerning the financial situation of the Contracting Authority".
Additional, detailed information on the economic and financial situation of the Samborzec Commune, in the form of answers to the most frequently asked questions in loan application procedures, is included in Appendix No. 6 to the Terms of Reference.