The subject of the contract, based on the public procurement procedure, in the competitive dialogue mode is Civil liability insurance for business and property (OC).
The Łódź Insurance Program will cover all municipal organizational units and cultural institutions. The list of units is available at:
https://bip.uml.lodz.pl/samorzad/miejskie-jednostki-organizacyjne/
VADIUM
The Ordering Party does not require a deposit
PERFORMANCE GUARANTEE
The contracting authority does not require any security on due performance of the contract.
PERIOD OF BINDING THE OFFER
The Contractor will be bound by the offer for a period of 120 days
1. Subject matter and scope of insurance
a) The insurance covers the civil liability of the Insured arising from the possession of property or conducting business within the scope of own or entrusted tasks, including public tasks specified in the law. The scope of insurance covers all other public tasks and activities carried out by the Insured, excluding civil liability covered by insurance cover under separate public proceedings (i.e. excluding civil liability related to the performance of road management functions, management of urban greenery and watercourses, performance of city cleaning activities, including winter road maintenance as well as civil liability related to the performance of road management functions owning and managing property managed or administered by the Municipal Premises Board). The insurance also covers civil liability for conducting social, cultural, educational ( educational), advertising, recreational, sports activities and any other manifestations of the Insured's activity.
b) The subject of the insurance is civil liability both in tort (tort liability) and for non-performance or improper performance of an obligation (contractual liability). Insurance cover also covers the civil liability of the Insured for the introduction of products to the market (OC product) regardless of the moment of its introduction.
c) The scope of the insurance covers liability for damages in the form of both actual losses (damnum emergens), lost profits that the injured party would have suffered if the damage had not been caused to him (lucrum cessans), as well as compensation due, if it results from personal injury, regardless of different provisions of general or specific conditions of insurance.
d) The scope of insurance includes liability for personal damage (on a person), damage to property (on property), the so-called pure financial losses and their consequences, which the Insured is obliged to repair to the injured party in accordance with the provisions of law. If the Contract or general (special) terms of insurance refer to "damage", it should be understood as personal (personal), property (property) damage or the so-called pure financial loss.
(e) The scope of the insurance shall also cover damage caused by gross negligence.
2. Additional information:
Territorial scope:
The territorial scope of insurance covers accidents that result from acts or omissions taking place on the territory of the Republic of Poland, regardless of where the insurance accident occurred (also being the subject of proceedings and decisions of foreign courts). With regard to business trips of the Policyholder's employees, the territorial scope covers the whole world.
3. Amount of the guarantee sum:
The guarantee sum is PLN 10 million for one and all events in the settlement period, subject to sublimites specified in individual insurance scopes.