1. The subject of the contract is the provision of a long-term loan of PLN 8.030,000, intended to finance the planned deficit of the municipal budget.

The launch of the loan from October 1 to December 31, 2021.in the amount of PLN 8 030,000. Repayment of the loan in installments.

2. Bank:

1) will grant credit during the period: from 1 October 2021 to 31 December 2021 - 8.030,000 zlotys,

2) consents to the activation of the loan at an incomplete amount and to start the credit in tranches;

3) to run credit

submitting a positive opinion of the Regional Chamber of Auditors on the possibility of repayment of the loan,

submitting a statement to the Commons not to have arrears on loans and loans and to properly service the debt and therefore the Bank will not require the submission of the opinion of the banks,

4) will accrue interest on the amount of the loan actually used.

The Contracting Authority informs that the order is not divided into parts. The breakdown of this contract into parts would involve excessive technical difficulties and excessive performance costs. The need to coordinate the actions of various contractors carrying out individual parts of the contract could seriously jeopardize the proper execution of the order within the time limit.

The absence of the need to divide this order into parts is justified for reasons.

1. The subject of the contract is the provision of a long-term loan of PLN 8.030,000, intended to finance the planned deficit of the municipal budget.

The launch of the loan from October 1 to December 31, 2021.in the amount of PLN 8 030,000. Repayment of the loan in installments.

2. Bank:

1) will grant credit during the period: from 1 October 2021 to 31 December 2021 - 8.030,000 zlotys,

2) consents to the activation of the loan at an incomplete amount and to start the credit in tranches;

3) in order to activate the credit consents to:

submitting a positive opinion of the Regional Chamber of Auditors on the possibility of repayment of the loan,

submitting a statement to the Commons not to have arrears on loans and loans and to properly service the debt and therefore the Bank will not require the submission of the opinion of the banks,

4) will accrue interest on the amount of the loan actually used.

3. The loan will be taken out for a period of 192 months.

1) The repayment of the capital will be held in annual periods from September 30, 2022, until September 30, 2037. If the repayment falls on the day off work, the repayment of the installment will be made on the next business day.

2) The loan repayment schedule during repayment years will include amounts of capital:

30.09.2022 r 100.000 zł,

30.09.2023 r 145,000 PLN

30.09.2024 r 145,000 PLN

30.09.2025 r 145,000 PLN

30.09.2026 r 50.000 zł

30.09.2027 r 10.000 zł

30.09.2028 r 10.000 zł

30.09.2029 r 190.000 zł

30.09.2030 r 100.000 zł

30.09.2031 r 300.000 zł

30.09.2032 r 465.000 PLN

30.09.2033 r 1,200.000zł

30.09.2034 r 1.600.000 zł

30.09.2035 r 1.600.000 zł

30.09.2036 r 1.600.000 zł

30.09.2037 r 370,000 zł

4. The Contracting Authority reserves the right to use less than 8.030.000PLN of the amount of credit without the costs of incriminating the Ordering Party.

5. Loan interest rate:

1) based on the variable rate WIBOR 3M,

2) the determination of the WIBOR rate for interest charge shall be determined on the basis of the WIBOR 3 M rate set for 2 working days before the end of the quarter and effective from 1 to the day of the following quarter.

This set rate applies for 3 months

3) repayment of interest in monthly periods, assuming that the interest year is 365 days,

4) change in interest rate - every 3 months,

5) the deadline for payment of interest on the loan — based on the information sent by the Contractor on the amount of interest for the month — within 10 days after the end of the previous month, for December - by the end of the year,

6) the contractor charges no other fees related to the servicing of the loan than the interest, the contractor will not charge commissions and other fees, including fees on early repayment of the loan installments.

7) the amount of the margin will be fixed throughout the duration of the contract,

8. During the duration of the contract, the possibility of changing the time limits of repayment of the loan is reserved, i.e. early repayment of installments at the request of the Contracting Authority without charging additional fees.

The necessary data needed for the assessment of creditworthiness, i.e. the Resolution on the budget and the Multiannual Financial Forecast and their amendments, the opinions of the Regional Chamber of Auditors, the budgetary reports, can be found at: bip.gmina-bartoszyce.pl in the subject menu: Taxes and fees, property and finances

All requirements set out in the documents indicated above constitute minimum requirements and their fulfilment is obligatory. Failure to comply with the minimum requirements will result in the rejection of the offer as incompatible with the terms of the contract pursuant to Article 226 (1) (5) of the Law Pzp.