The subject of the contract is: the service of granting a long-term bank loan in the amount of PLN 6,279,000.00 (say: six million two hundred seventy-nine thousand zlotys 00/100), intended to cover the planned expenditures of the Ropczyce Municipality in 2023 in the amount of PLN 6,279,000.00 (say: six million two hundred seventy-nine thousand zlotys 00/100).

1. The subject of the contract is: the service of granting a long-term bank loan in the amount of PLN 6,279,000.00 (say: six million two hundred seventy-nine thousand zlotys 00/100), intended to cover the planned expenditures of the Ropczyce Municipality in 2023 in the amount of PLN 6,279,000.00 (say: six million two hundred seventy-nine thousand zlotys 00/100).

2. The loan should be available in one tranche from the day following the date of signing the agreement until 29.12.2023.

3. The loan will be repaid from 01.01.2024 to 31.12.2032 (108-month period).

a) until 31.12.2024 – PLN 10,000.00,

b) until 31.12.2025 – PLN 50,000.00,

c) until 31.12.2026 – PLN 50,000.00,

d) until 31.12.2027 – PLN 350,000.00,

e) until 31.12.2028 – PLN 500,000.00,

f) until 31.12.2029 – PLN 250,000.00,

g) until 31.12.2030 – PLN 1,250,000.00,

h) until 31.12.2031 – PLN 1,500,000.00,

i) by 31.12.2032. - PLN 2,319,000.00

4. The grace period in repayment of the loan covers the time from the date of signing the agreement to 31.12.2023.

5. Interest on individual tranches of the loan will be repaid in monthly instalments, starting from the month following the month in which the tranche will be disbursed.

6. The loan will be secured by a blank promissory note together with a promissory note declaration.

7. The interest rate will be variable based on the base rate – WIBOR 1M, quoted as at the last business day of the month preceding the accounting month (rounded to two decimal places).

8. Bank's fixed margin (specified in Appendix 1 to the Terms of Reference), which is not subject to change throughout the entire period of the contract.

9. In addition, the following should be used to calculate the price in the offer:

a) that the credit will be used in full by the Contracting Authority on 29.12.2023,

b) that the interest starts to run from 01.01.2024 until the end of the repayment of the agreement according to the provisions of the agreement,

c) a fixed WIBOR 1M rate over the entire loan period calculated on the basis of the average for the period from 01.08.2023 to 20.09.2023, i.e. 6.05%.

10. The Ordering Party reserves the right to repay the loan early without additional fees and commissions.

11. The Contracting Authority reserves the right to use a part of the credit placed at its disposal.