1. The subject of the contract is "Granting and servicing bank loans for the Municipality of Stanisławów" divided into three parts:

Part 1 – Granting and servicing a long-term bank loan for repayment of previously taken loans and advances:

1. Loan amount: PLN 1,700,000.00.

2. Loan period: from the date of conclusion of the contract to 30 September 2032.

3. Date of use of the loan: from the date of conclusion of the contract to 31 December 2022.

4. Repayment of the capital in the following instalments and time limits:

a. 2023 - from October 2023, 3 installments of PLN 15,000.00 per month (X, XI and XII.2023), payable by the end of each month,

b. years 2024 – 2031 – 8 years times 12 installments each year of PLN 15,000.00 per month, payable by the end of each month,

c. 2032 – 8 installments of PLN 24,000.00 (I – VIII.2032) and 1 installment of PLN 23,000.00 (IX.2032), payable by the end of each month.

5. Monthly interest payment, on the last day of each month, on the basis of a notification from the bank of the amount of accrued interest

1. Loan amount: PLN 1,700,000.00.

2. Loan period: from the date of conclusion of the contract to 30 September 2032.

3. Date of use of the loan: from the date of conclusion of the contract to 31 December 2022.

4. Repayment of the capital in the following instalments and time limits:

a. 2023 - from October 2023, 3 installments of PLN 15,000.00 per month (X, XI and XII.2023), payable by the end of each month,

b. years 2024 – 2031 – 8 years times 12 installments each year of PLN 15,000.00 per month, payable by the end of each month,

c. 2032 – 8 installments of PLN 24,000.00 (I – VIII.2032) and 1 installment of PLN 23,000.00 (IX.2032), payable by the end of each month.

5. Monthly interest payment, on the last day of each month, based on a notification from the bank of the amount of accrued interest within 7 days before the date of payment. The date of commencement of interest payments shall be set at 31 October 2022.

6. Variable interest rate on the loan, calculated as the sum of the WIBOR 1 M rate from the last month preceding the accrual of interest, increased by a fixed bank margin as at the opening date of the offer

The cost of the loan according to the simulation – PLN 770,039.90, assuming 8.01% (current interest rate) and 8.312566% (actual annual interest rate).

7. The deadline for launching the tranches is .............. days from the date of transmission of the request.

The deadline for launching tranches is a criterion for the evaluation of tenders. The number of points awarded to the contractor in the criterion The date of launching the tranches will be calculated on the basis of the period declared by the contractor. The loan will be placed at the disposal of the Ordering Party on dates and tranches adapted to the needs of the Ordering Party.

8. Method of securing repayment of the loan and interest: blank promissory note together with a promissory note declaration.

9. The Ordering Party reserves the right to:

a. the right to use the full amount of the loan without additional fees and commissions,

b. the possibility of early repayment of all or part of the loan without additional fees or commissions in this respect and without interest for the period for which early repayment of the loan will be made,

c. change of repayment dates of loan installments.

10. For the calculation of servicing costs, 31 October 2022 shall be taken as the date of mobilisation of credit funds.

11. These rights of the Ordering Party do not constitute a basis for the Contractor to demand early repayment of any credit receivables.

12. Evaluation criteria: 60% - price, 40% - the date of launching credit tranches from the date of submitting the application.

13. List of declarations and documents requested from the contractor:

a. a model application for payment of the loan,

b. draft loan agreement,

c. repayment schedule of loan installments and interest,

d. power of attorney – if the authorization to sign the offer does not result directly from the extract from the relevant register or certificate of entry in the register of business activity submitted in the offer.

In order to initially examine creditworthiness and develop its own information by the Lender, the Ordering Party attaches the following financial documents to the Specification of the Terms of The Contract - which constitute Annex 1 to the SWZ:

- Rb - NDS report on surplus and deficit for the second quarter of 2022

- report Rb-27 S- on the implementation of budget revenue for the second quarter of 2022.

- report Rb - 28 S - on the implementation of budget expenditure for the second quarter of 2022,

- Rb - N report on receivables for the second quarter of 2022,

- Rb - Z report on liabilities for the second quarter of 2022,

- Resolution of the Stanisławów Commune Council of 26 regarding: taking out loans

- Resolution of the Adjudicating Chamber of the Regional Audit Office in Warsaw regarding the opinion on

the possibility of repayment by the Municipality of Stanisławów of a long-term loan

- Resolution No. 3.e./366/2022 of the Adjudicating Chamber of the Regional Chamber

Accounting Authority in Warsaw on the opinion on the report submitted by the Mayor of the Stanisławów Commune on the implementation of the budget of the Municipality of Stanisławów for 2022.

1. Loan amount: PLN 500,000.00.

2. Loan period: from the date of conclusion of the contract to 30 September 2032.

3. Date of use of the loan: from the date of conclusion of the contract to 31 December 2022.

4. Repayment of the capital in the following instalments and time limits:

a. 2023 - from October 2023, 3 installments of PLN 4,000.00 per month (X, XI and XII.2023), payable by the end of each month,

b. years 2024 – 2031 – 8 years times 12 installments each year of PLN 4,000.00 per month, payable by the end of each month,

c. 2032 – 8 installments of PLN 11,000.00 (I – VIII.2032) and 1 installment of PLN 16,000.00 (IX.2032), payable by the end of each month.

5. Monthly interest payment, on the last day of each month, based on a notification from the bank of the amount of accrued interest within 7 days before the date of payment. The date of commencement of interest payments shall be set at 31 October 2022.

6. Variable interest rate on the loan, calculated as the sum of the WIBOR 1 M rate from the last month preceding the accrual of interest, increased by a fixed bank margin as at the opening date of the offer

The cost of the loan according to the simulation – PLN 241,331.02, assuming 8.01% (current interest rate) and 8.312566% (actual annual interest rate).

7. The deadline for launching the tranches is .............. days from the date of transmission of the request.

The deadline for launching tranches is a criterion for the evaluation of tenders. The number of points awarded to the contractor in the criterion The date of launching the tranches will be calculated on the basis of the period declared by the contractor. The loan will be placed at the disposal of the Ordering Party on dates and tranches adapted to the needs of the Ordering Party.

8. Method of securing repayment of the loan and interest: blank promissory note together with a promissory note declaration.

9. The Ordering Party reserves the right to:

a. the right to use the full amount of the loan without additional fees and commissions,

b. the possibility of early repayment of all or part of the loan without additional fees or commissions in this respect and without interest for the period for which early repayment of the loan will be made,

c. change of repayment dates of loan installments.

10. For the calculation of servicing costs, 31 October 2022 shall be taken as the date of mobilisation of credit funds.

11. These rights of the Ordering Party do not constitute a basis for the Contractor to demand early repayment of any credit receivables.

12. Evaluation criteria: 60% - price, 40% - the date of launching credit tranches from the date of submitting the application.

13. List of declarations and documents requested from the contractor:

a. a model application for payment of the loan,

b. draft loan agreement,

c. repayment schedule of loan installments and interest,

d. power of attorney – if the authorization to sign the offer does not result directly from the extract from the relevant register or certificate of entry in the register of business activity submitted in the offer.

14. Other information:

a. the deposit is not requested,

b. The budget for 2022 and the Multiannual Financial Forecast for the years 2022 – 2032 of the Stanisławów Commune are available in the Public Information Bulletin.

In order to initially examine creditworthiness and develop its own information by the Lender, the Ordering Party attaches the following financial documents to the Specification of the Terms of The Contract - which constitute Annex 1 to the SWZ:

- Rb - NDS report on surplus and deficit for the second quarter of 2022

- report Rb-27 S- on the implementation of budget revenue for the second quarter of 2022.

- report Rb - 28 S - on the implementation of budget expenditure for the second quarter of 2022,

- Rb - N report on receivables for the second quarter of 2022,

- Rb - Z report on liabilities for the second quarter of 2022,

- Resolution of the Stanisławów Commune Council of 26 regarding: taking out loans

- Resolution of the Adjudicating Chamber of the Regional Audit Office in Warsaw regarding the opinion on

the possibility of repayment by the Municipality of Stanisławów of a long-term loan

- Resolution No. 3.e./366/2022 of the Adjudicating Chamber of the Regional Chamber

Accounting Office in Warsaw on the opinion on the opinion submitted by the Mayor of the Commune of Stanisławów sp

1. Loan amount: PLN 650,000.00.

2. Loan period: from the date of conclusion of the agreement to 31 December 2032.

3. Date of use of the loan: from the date of conclusion of the contract to 31 December 2022.

4. Repayment of the capital in the following instalments and time limits:

d. 2023 - from October 2023, 3 installments of PLN 6,000.00 per month (X, XI and XII.2023), payable by the end of each month,

e. years 2024 – 2031 – 8 years times 12 installments each year of PLN 6,000.00 per month, payable by the end of each month,

f. 2032 – 8 installments of PLN 6,000.00 each (I – VIII.2032 and 1 installment of PLN 8,000.00 (IX.2032), payable by the end of each month.

5. Monthly interest payment, on the last day of each month, based on a notification from the bank of the amount of accrued interest within 7 days before the date of payment. The date of commencement of interest payments shall be set at 31 October 2022.

6. Variable interest rate on the loan, calculated as the sum of the WIBOR 1 M rate from the last month preceding the accrual of interest, increased by a fixed bank margin as at the opening date of the offer

The cost of the loan according to the simulation – PLN 260,796.85, assuming 8.01% (current interest rate) and 8.312566% (actual annual interest rate).

7. The deadline for launching the tranches is .............. days from the date of transmission of the request.

The deadline for launching tranches is a criterion for the evaluation of tenders. The number of points awarded to the contractor in the criterion The date of launching the tranches will be calculated on the basis of the period declared by the contractor. The loan will be placed at the disposal of the Ordering Party on dates and tranches adapted to the needs of the Ordering Party.

8. Method of securing repayment of the loan and interest: blank promissory note together with a promissory note declaration.

9. The Ordering Party reserves the right to:

e. the right to not use the full amount of the loan without additional fees and commissions,

f. the possibility of early repayment of all or part of the loan without additional fees or commissions in this respect and without interest for the period for which early repayment of the loan will be made,

g. change of repayment dates of loan installments.

10. For the calculation of servicing costs, 31 October 2022 shall be taken as the date of mobilisation of credit funds.

11. These rights of the Ordering Party do not constitute a basis for the Contractor to demand early repayment of any credit receivables.

12. Evaluation criteria: 60% - price, 40% - the date of launching credit tranches from the date of submitting the application.

14. List of declarations and documents requested from the economic operator:

a. a model application for payment of the loan,

b. draft loan agreement,

c. repayment schedule of loan installments and interest,

d. power of attorney – if the authorization to sign the offer does not result directly from the extract from the relevant register or certificate of entry in the register of business activity submitted in the offer.

15. Other information:

a. the deposit is not requested,

b. The budget for 2022 and the Multiannual Financial Forecast for the years 2022 – 2032 of the Stanisławów Commune are available in the Public Information Bulletin.

In order to initially examine creditworthiness and develop its own information by the Lender, the Ordering Party attaches the following financial documents to the Specification of the Terms of The Contract - which constitute Annex 1 to the SWZ:

- Rb - NDS report on surplus and deficit for the second quarter of 2022

- report Rb-27 S- on the implementation of budget revenue for the second quarter of 2022.

- report Rb - 28 S - on the implementation of budget expenditure for the second quarter of 2022,

- Rb - N report on receivables for the second quarter of 2022,

- Rb - Z report on liabilities for the second quarter of 2022,

- Resolution of the Stanisławów Commune Council of 26 regarding: taking out loans

- Resolution of the Adjudicating Chamber of the Regional Audit Office in Warsaw regarding the opinion on

the possibility of repayment by the Municipality of Stanisławów of a long-term loan

- Resolution No. 3.e./366/2022 of the Adjudicating Chamber of the Regional Audit Office in Warsaw regarding the opinion on the case submitted by the Mayor of the Commune of Stanisławów