The subject of the contract is to take out a long-term loan in 2022 in the amount of 1,768,620.00 for the advance financing of the task carried out under the WRPO for 2014-2020.

1. The subject of the contract is to take out a long-term loan in 2022 in the amount of 1 768 620.00 for the pre-emptive financing of the task carried out under the WRPO for 2014-2020.

2. The date of signing the contract will be the date of placing the loan at the disposal of the Ordering Party on dates and tranches adapted to the needs of the Ordering Party using:

- 19.12.2022 in the amount of PLN 1,768,620.00.

on the basis of a written instruction of the Ordering Party (fax, e-mail). The Contracting Authority allows the submission of an instruction to start the loan on the model in force at the Contractor. In the case of sending an instruction to start the loan by e-mail, it will be accompanied by a qualified electronic signature and in the case of a written instruction, the original instruction will be sent to the Contractor before the loan is activated.

3. Repayment of loan installments will take place in 2023 in monthly installments per day

given in the table below:

Repayment date Installment amount in PLN

1. 31.12.2023 r. 1 768 620,00

Total year 2023 1 768 620,00

4. We do not provide for a grace period in the payment of interest. The loan will be repaid on 31.12.2023.

5. Interest rate based on the variable WIBOR rate of 1 M and the bank's margin.

The contractor is obliged to provide the amount of the margin in percent. For purposes

price comparability of interest rate offers should be calculated on the basis of quotation

WIBOR 1 M in force on the date of publication of this contract in the Official Journal of the European Union.

The base rate during the term of the contract is WIBOR 1M valid two working days before the beginning of each quarterly settlement period.

The Ordering Party agrees to apply the WIBOR 1M rate calculated as follows: as the arithmetic mean of the last five quotes in the month preceding the month of accrual of interest.

6.The bank's margin is fixed during the loan period.

7. The amount of a one-off commission on the loan granted the Contractor is obliged to provide as a percentage. The commission will be payable on the date of launching each tranche of the loan.

8.Interest will be repaid on a monthly basis without a grace period, only on the amount of the loan actually activated.

9. The loan will be secured in the form of a blank promissory note together with a promissory note declaration – up to the amount of the liability.

10. The borrower will have the right to incur a smaller amount

credit /not using the full amount of the loan/ and the right to early repayment

credit without additional costs and the possibility of postponing the repayment of the loan within the established years of credit.