1. Long-term loan up to the total amount of PLN 9,000,000.00 for a period of 10 years.

2. Time limit for making financial resources available: up to two days from the date of the contract

3. Funds from the loan will be released once.

4. Repayment periods: installments payable on a quarterly basis, on the last business day of each quarter, and the last installment on 31 December 2029.

5. Grace in the payment of capital installments: the first installment payable on 31/03/2020, the last on 31/12/2029.

In addition to the requirements contained in section II.1.4:

1. The loan interest rate will be variable, determined on the basis of WIBOR for 3-month zloty interbank deposits calculated as the arithmetic average of the three months preceding the accounting period and the fixed margin proposed by the Contractor. The interest rate will change on the first business day of the calendar quarter and the value calculated in this way will be the rate in force in the current calendar quarter. (If no WIBOR rate quotations were determined on a given day, WIBOR applies from the day before the last quotation).

2. Interest will be calculated on the outstanding loan amount.

3. Interest periods: 41 installments payable on a quarterly basis, on the last business day of each quarter, the first installment payable on 31/12/2019, the last installment on 31/12/2029.

4. Other fees (including bank commission) will not occur. Lack of fees and commissions refers to fees and commissions related to the loan when it is paid on time.

5. Type of security: a blank promissory note with a promissory note declaration,