The general objective of the study is to provide qualitative and quantitative evidence about the evolution of the payment accounts market in the EU since January 2014, with a view to informing the commission's review of the Payment Accounts Directive.

The study will provide the commission with:

(i) a backward-looking analysis on the extent to which the objectives of the Payment Accounts Directive have been achieved;

(ii) an analysis of other aspects of the EU payment accounts market not presently covered in the Directive as well as of first impacts of the newly introduced fee transparency requirements; and

(iii) the identification of any further policy measures that should be envisaged in connection with the objectives of the Payment Accounts Directive, taking account of the changing technological and market context.