This contract is a joint public service contract for the Commune (AC) and for the Comines-Warneton CPAS.

This contract concerns the renewal of insurance contracts for Persons, Property Damage, Civil Liability, Automotive and Cyber Risk

It is subdivided into 5 lots:

Lot 1: Personal Insurance

Lot 2: Property Damage Insurance

Lot 3: Liability Insurance

Lot 4: Automotive Insurance

Batch 5: Cyber Risk Insurance

This set has 2 shutters:

Stream 1: Workers' Compensation Insurance

Stream 2: Personal Accident Insurance

The purpose of this component is the insurance “Fire Property Damage” for the entire property - real estate of the policyholders — AC and CPAS of Comines Warneton

The purpose of the insurance is to guarantee civil liability, both extracontractual and contractual, which could fall to policyholders, the Commune- the CPAS of Comines-Warneton, in Belgium

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or abroad, in accordance with any legal or regulatory provisions, as a result of damage of any kind caused to third parties and arising directly or indirectly as a result of its activities, personnel, installations and movable and immovable property, during or outside working hours, inside or outside the seats of operation of the policyholder.

This guarantee is acquired for the policyholder, in particular (and without limitation) for damages resulting from or caused by the policyholder himself, his organs, his agents, his servants whether paid or not, or the servants placed at his disposal, as well as any persons — including subcontractors — who may, in any capacity, incur civil liability.

The special conditions complement the general conditions. In the event of a difference in the interpretation between the special conditions and the general conditions, only the conditions that are most advantageous to the insured will apply.

Vehicle insurance,...

All public representatives and bodies that engage the municipality by their activity as well as any person who may incur the civil liability of the policyholder in the context of data protection activities.