The subject of the contract is the execution of a banking service consisting in the provision of a long-term loan in 2021 of PLN 5,600 000.00 to cover the planned deficit of the Municipality of Dwikozy in 2021amounting to PLN 4,225,384,00 (in words: four million two hundred and forty-five thousand eighty-four zlotys) and repayment of liabilities for previously incurred loans of PLN 1,354,616,00. The credit will be used in four tranches during the months of September—December 2021.
Repayments of credit capital installments will be made in 58 monthly installments in the following years and amounts:
1) in 2033 — 12 installments of 50 000,00 PLN, that is 600 000,00 PLN;
2) in 2034 — 12 installments of 125 000,00 PLN, that is 1 500 000,00 PLN;
3) in 2035 — 12 installments of 125 000,00 PLN, that is 1 500 000,00 PLN;
4) in 2036 — 12 installments of 125 000,00 PLN, that is 1 500 000,00 PLN and
5) in 2037 — 10 installments of 50 000.00 PLN, that is 500 00,00 PLN.
3.1. The subject of the contract is the execution of a banking service consisting in the provision of a long-term loan in 2021 of PLN 5,600 000.00 (verbally: five million six hundred thousand PLN) to cover the planned deficit of the Municipality of Dwikozy in 2021amounting to PLN 4,225,384,00 (words: four millions of two hundred and forty-five thousand three hundred and eighty-four golds) and repayment of obligations on previously incurred loans amounting to PLN 1 354,616,00 (word: one million three hundred and fifty-four thousand sixteen zlotys).
3.1.1. The loan of PLN 5 600 000,00 will be launched in tranches by 15 September, 15 October, 15 November and 15 December 2021 by transferring tranches of credit to the bank account of the Municipality of Dwikozy.
1. The credit will be used in four tranches in the following months and amounts:
1) September 2021 the amount of 1 000 000,00 PLN;
2) October 2021 the amount of PLN 1,500 000,00;
3) November 2021 the amount of PLN 1 500 000,00;
4) December 2021amount 1 600 000,00 PLN.
2. The Contracting Authority permits the possibility of transfers in 2021 at other dates or at other amounts indicated by the Contracting Authority, in particular if the contract is signed at a date later than 15 September 2021, upon written request that the tranche of credit be transferred to the account of the Municipality addressed to the Contractor.
3.1.2. Repayments of credit capital installments will be made in 58 monthly installments in the following years and amounts:
1) in 2033 — 12 installments of 50 000,00 PLN, that is 600 000,00 PLN;
2) in 2034 — 12 installments of 125 000,00 PLN, that is 1 500 000,00 PLN;
3) in 2035 — 12 installments of 125 000,00 PLN, that is 1 500 000,00 PLN;
4) in 2036 — 12 installments of 125 000,00 PLN, that is 1 500 000,00 PLN;
5) in 2037 — 10 installments of 50 000,00 PLN, that is 500 000,00 PLN;
all installments payable on the last working day of each month starting from 2033.
The Contracting Authority is entitled to use the credit less than the amount of PLN 5,600 000,00 without incurring additional costs (fees, commissions, etc.). Accordingly, in this case, the schedule for repayment of the loan installments will change.
3.1.3. Additional information about the credit service
1. Interest on the credit used shall be accrued on the amount of current debt and shall be repaid by the last business day of each month, beginning at the end of the month of the launch of the first tranche of the credit.
2. The loan will be interest-bearing by a variable rate at an annual ratio. The next month's interest rate will be calculated according to the WIBOR 1M rate from the date prior to the start of each accounting period and the bank's margin.
3. Preparatory commission paid within 10 days of the signing of the contract.
4. Credit collateral: promissory note in blanco with promissory statement with the treasurer's countersignate.
5. The Contracting Authority reserves the right to repay the loan in full or in part at no additional cost (fees, commissions, etc.). The interest rate will then be counted for the period of actual use of the loan.
6. The Contracting Authority permits the use of interest, fees and commissions for, inter alia, the loan interest rate and the preparation commission (for the provision of credit). A commission for early repayment of the loan is unacceptable.
7. In order to calculate the offer price for the purposes of selecting the most favourable offer, take on 15.9.2021, 15.10.2021, 15.11.2021 and 15.12.2021 as the expected days for the launch of the tranches of the loan, and a fixed rate of WIBOR 1 M of 0.18%.
8. Loan period from signing of the loan agreement until 31 October 2037
9. Karence in repayment of capital installments of the loan until 31 December 2032
10. The credit may not be charged with charges other than those listed in the SWZ.
11. The Contracting Authority shall not submit a declaration of execution under Article 777 (1) (5) k.p.c.
The remaining description in the SWZ on the website of the proceedings.