"Service in the field of granting a long-term loan in the amount of PLN 4,500,000.00 for a period of 21 years for the purpose of financing the planned deficit and repayment of loans and credits", details are included in the SWZ
The subject of the contract is a service for granting a long-term loan
in the amount of PLN 4,500,000.00 for a period of 21 years to finance the planned deficit and to repay loans and credits.
3. The loan will be activated after the conclusion of the contract, at the written request of the Ordering Party
within the deadline specified by the Contractor in the submitted offer and resulting from the criterion "time of loan activation from the date of transmission of the instruction" in three tranches:
I tranche in the amount of PLN 2,000,000.00
II tranche in the amount of PLN 1,000,000.00
III tranche in the amount of PLN 1,500,000.00
4. Loan amount: PLN 4,500,000.00 (in words: four million five hundred thousand)
5. Loan period: 2023 – 2043
6. Repayment of the loan in the years 2027-2043, starting from 10 December 2027 to 10 December 2043, payment of principal installments will take place in accordance with the following schedule:
Year Loan installment repayment date Amount of loan installment repayments in a given year in PLN
2027 10.12.2027 50 000,00
2028 10.12.2028 50 000,00
2029 10.12.2029 50 000,00
2030 10.12.2030 50 000,00
2031 10.12.2031 50 000,00
2032 10.12.2032 50 000,00
2033 10.12.2033 50 000,00
2034 10.12.2034 50 000,00
2035 10.12.2035 50 000,00
2036 10.12.2036 350 000,00
2037 10.12.2037 350 000,00
2038 10.12.2038 350 000,00
2039 10.12.2039 400 000,00
2040 10.12.2040 400 000,00
2041 10.12.2041 500 000,00
2042 10.12.2042 750 000,00
2043 10.12.2043 950 000,00
Total: 4 500 000,0
7. Grace period for repayment of loan installments until 10 December 2027
8. No grace period shall be provided for in the payment of interest.
9. Interest will be payable monthly on the funds actually used, interest will be repaid on the 10th day of each month.
10. For the purpose of calculating the interest rate, the year shall be deemed to be 365 days and the month the actual number of days.
11. The date of repayment of interest and loan installment will be the date of receipt of receivables on the bank account. If the interest is due on a day recognised as a public holiday, interest shall be paid on the first working day following that day.
12. The Contractor shall notify the Ordering Party in writing, at least two working days before the due date, of the amount of accrued interest together with the interest rate at which interest for a given period was calculated.
13. The loan will bear interest on an annual basis, at a variable interest rate, set as the base rate plus a fixed margin of the bank:
- base rate - variable WIBOR 1M rate determined in accordance with the rules applicable (applied by) the Contractor and described in detail in the offer, and then in the loan agreement,
- fixed for the entire loan period of the bank's margin.
14. The Contracting Authority shall not allow the contractor to collect a preparatory commission and other fees and commissions related to the implementation of the loan agreement.
15. The Ordering Party reserves the right to repay part or all of the loan early.
16. In a situation where the loan is repaid earlier - interest will be calculated until the loan repayment date, and not until the end of the contract period.
17. In the event of early repayment of all or part of the loan, no additional fees and commissions will be charged.
18. Early repayment of part of the loan will reduce the Ordering Party's debt on the date of receipt on the bank account.
19. The Ordering Party reserves the right to change the repayment dates of loan installments without additional fees and commissions.
20. The Ordering Party reserves the right to extend the loan repayment for further years without additional fees and commissions.
21. The credit may not be charged other than those specified in the specifications.
22. The loan will be secured by a blank promissory note together with a promissory note declaration.