The Ylitornio Municipal Group competes non-life insurance, vehicle insurance and accident insurance and others. Insurance brokerage Arktia Oy is responsible for the competition and management of insurance as a company authorised insurance broker. The target is a joint acquisition with the following contracting entities: Ylitornio Municipality, Alkkulan Aluelämpö Oy and Ainiovaara Real Estate Ltd.

The Ylitornio Municipal Group competes non-life insurance, vehicle insurance and accident insurance and others. Insurance brokerage Arktia Oy is responsible for the competition and management of insurance as a company authorised insurance broker.

Procurement entities involved in competition focus their procurement on the insurance company chosen as a supplier. (one company).

As occupational accident insurance and special groups, as other insurance is billed in one tranche. If you consider it more reasonable to keep the risk to themselves, the customer may leave someone without insurance coverage.

The assurances shall be procured in such a way that the selected suppliers are bound by the contract notice and the terms laid down in the invitation to tender and the notes set out in the invitation to tender. Documents complement each other. Contractual changes in contravention of procured legislation are not possible. Insurance will be competitive again when it is prudent and timely, given the circumstances. Usually this is done approximately every 4 years.