1. The subject of the contract is the service of granting a long-term loan in accordance with applicable law (Act of 29 August 1997 Banking Law, Journal of Laws of 2021, item 2439, późn.zm).
2. Long-term investment loan intended to finance part of the budget deficit of the Municipality of Ryńsk for 2022
3. Loan amount: PLN 6,378,000.00.
4. Loan period: 2022-2038.
5. Grace period in repayment of loan installments until February 24, 2023
6. The loan will be transferred in full to the bank account of the Commune's budget.
7. The deadline for placing funds at the disposal of the Ordering Party shall be by submitting by the Ordering Party a request for funds within 2 working days before the date of placing the funds at the Disposal of the Ordering Party.
8. Repayment of the loan:
1) 20 installments of PLN 25,000.00 = PLN 500,000.00;
2) 8 installments of PLN 62,500.00 = PLN 500,000.00;
3) 16 installments of PLN 125,000.00 = PLN 2,000,000.00;
4) 16 installments of PLN 175,000.00 = PLN 2,800,000.00
1. The subject of the contract is the service of granting a long-term loan in accordance with applicable law (Act of 29 August 1997 Banking Law, Journal of Laws of 2021, item 2439, późn.zm).
2.Long-term investment loan intended to finance part of the budget deficit of the Municipality of Ryńsk for 2022
3.Loan amount: PLN 6,378,000.00.
4.Loan period: 2022-2038.
5.Grace period in repayment of loan installments until February 24, 2023
6. The loan will be transferred in full to the bank account of the Commune's budget.
7. The deadline for placing funds at the disposal of the Ordering Party shall be by submitting by the Ordering Party a request for funds within 2 working days before the date of placing funds at the Disposal of the Ordering Party.
8.Repayment of the loan:
1) 20 installments of PLN 25,000.00 = PLN 500,000.00;
2) 8 installments of PLN 62,500.00 = PLN 500,000.00;
3) 16 installments of PLN 125,000.00 = PLN 2,000,000.00;
4) 16 installments of PLN 175,000.00 = PLN 2,800,000.00;
5) 4 installments of PLN 144,500.00 = PLN 578,000.00.
9.Interest payments in quarterly periods in the years 2023-2038 will take place on the 25th working day of the quarter.
10.The bank's margin is fixed throughout the loan period.
11.The loan may not bear interest at a different rate than WIBOR 3M.
12.The amount of credit used shall bear interest on an annual basis at a variable interest rate. The interest rate is equal to the reference rate, increased by the bank's margin.
13. The Ordering Party reserves the right to:
-the possibility of taking out a loan in the amount lower than the one agreed without additional fees and commissions for the Benefit of the Contractor; the unused part of the loan will be included in the repayment of the last installments of the loan starting from the last installment;
-the right to early repayment of all or part of the loan by the Ordering Party at convenient times, after prior notification to the Contractor of the intention to make repayment within 3 days before its completion. In such a situation, interest on the loan will be calculated only on the current debt and for the actual period of its occurrence and the Ordering Party will not incur any fees and commissions in this respect for the Benefit of the Contractor; in such cases, the Parties shall agree on a new repayment schedule;
-the possibility of changing the repayment schedule, without charging additional fees and commissions in this respect to the Contractor; in such cases, the Parties shall agree on a new repayment schedule in the form of an annex to the contract.
14.The loan will be secured by a blank promissory note together with a promissory note declaration (countersignature will be submitted on a promissory note declaration by the Treasurer of the Ryńsk Municipality).
15.The loan may not be charged with other fees than those listed in the SWZ.
16.Na the Ordering Party's accounts in banks, enforcement attachments are not imposed.
17. The Ordering Party has not been and is not in restructuring in other banks.
18. The Ordering Party has no outstanding liabilities towards ZUS or US.
19.The Contracting Authority has not conducted a program of reorganisation proceedings and it does not proceed to its implementation within the meaning of the Act of 27 August 2009 on public finances.
20. At the Ordering Party, debt collection activities were not carried out through a court bailiff at the request of banks.
21. The Ordering Party has no obligations due to the purchase of receivables, forfaiting, factoring, eFinancing, leasing, signed contracts under public-law partnership.
22. The Ordering Party has not granted sureties and guarantees to other entities.
23. The Contractor selected to perform the contract is obliged to submit a draft contract to the Ordering Party within the time limit set by the Ordering Party. After acceptance of the draft contract by the Ordering Party, the contract will be concluded within the time limit set by the Ordering Party.
24.RIO opinions on the municipal budget and WPF, information on the implementation of the budget, financial statements and the budget for individual years are available at: https://rynsk.bip.net.pl/?c=267