the market has 4 lots:
Property damage
All exposure risks
Public liability
Cyber risks
Property damagewarranties Requested
(These specifications correspond to the basic offer)
- fire /lightning/explosions/implosion
- damage to electrical and electronic devices
- attacks/vandalism all damages/riots/popular movements
- collision of vehicles belonging to third parties/fall of air navigation devices
- storms/hail/snow weight
- natural disasters/technological disasters
- responsibility towards neighbors and third parties
- water damage/pipe breakage/sewer backup/runoff
- breakage of underground or unburied pipelines/water penetration
- floods (in the absence of a decree “natural disasters”)
- theft/attempted theft and consecutive deteriorations/vandalism
- ice breakage
- machine breakage on various equipment/ machine breakage on sensitive goods
- operating losses or revenue losses
- costs and losses (due to guaranteed damage, including natural disasters)
- all risks objects in all places
All exposure risksBasic guarantees
(These specifications correspond to the basic offer)
the inha wishes to subscribe to a contract "all risks exhibitions - nail a nail” for the works and objects composing the various exhibitions organized in its buildings.
Public liability- civil liability for all general and ancillary services managed by the institute.
- civil liability as owner of buildings for all the assets of the institute, including property for sale, buildings assigned to ancillary services and any facilities attached to services the operation of which is entrusted to third parties by means of a concession contract, leasing, public service delegation or any another convention, where the institute retains ownership responsibility.
- accidental damage to the environment
- trainees and volunteer collaborators
- Rc committing /need the service
- inexcusable misconduct - including personal fault - and intentional fault
- theft by attendants
Cyber risksinformation breach/data replenishment
theft of personal data and notification fees
fraud /malicious/cyber extortion/cyber ransom
/cyber diversion
cyber liability
damage to e-reputation
impersonation
(unauthorized use of logins, passwords, IP addresses or email)
financial penalty issued by an administrative authority
consecutive operating losses/additional costs
support/24/7 hotline/Crisis management
Juridic protection