The subject of the contract is the granting and servicing of a long-term PLN bank loan in the amount of PLN 2,762,000.00 for the Municipality and City of Witkowo for the purpose of financing the planned budget deficit for 2023.
1. The subject of the contract is the granting and servicing of a long-term PLN bank loan in the amount of PLN 2,762,000.00 for the Municipality and City of Witkowo for the purpose of financing the planned budget deficit for 2023.
1) PLN bank loan in the amount of PLN 2,762,000.00 with the possibility of using the incomplete amount without incurring any costs and interest related to it and without the required consent of the contractor and the need to draw up an annex to the concluded agreement.
2) Credit period – from the conclusion of the credit agreement to 31.12.2030.
3) Loan realisation – one-time payment within min. 1 day, max. 3 working days from the date of signing the contract.
4) Repayment of the loan from taking the loan until 31.12.2030.
5) Repayment of interest on the loan used in monthly periods after the conclusion of the loan agreement.
6) Grace period for repayment of the first loan installment until 31.03.2024
7) Repayment of principal
- 2024 r.
• PLN 100,000.00 - until 31 March
• PLN 100,000.00 - until 30 June
• PLN 100,000.00 - until 30 September
• PLN 100,000.00 - until 31 December
- 2025 r.
• PLN 100,000.00 - until 31 March
• PLN 100,000.00 - until 30 June
• PLN 100,000.00 - until 30 September
• PLN 100,000.00 - until 31 December
- 2028 r.
• PLN 250,000.00 - until 31 March
• PLN 250,000.00 - until 30 June
• PLN 250,000.00 - until 30 September
• PLN 250,000.00 - until 31 December
- 2030 r.
• PLN 240,500.00 - until 31 March
• PLN 240,500.00 - until 30 June
• PLN 240,500.00 - until 30 September
• PLN 240,500.00 - until 31 December
8) Repayment of the entire loan may be shortened, in which case:
- interest will be accrued until the loan is repaid,
- this will not affect the change in the terms of the contract, as well as the bank will not charge any fees / commissions for this reason.
9) One-time bank commission, initial fee, etc. – preparatory on the loan granted = 0,00 %.
10) The form of securing the repayment of the loan together with the interest due is a blank promissory note together with a promissory note declaration equal to the size of the loan applied for.
If necessary, a blank promissory note constituting collateral for the repayment of the loan will be countersigned by the Treasurer of the Commune and the City.
11) The interest rate on the loan should be determined on the basis of the WIBOR rate for 1M deposits increased by the Bank's margin, which during the entire loan period may not be higher than on the date of signing the contract.
Method of calculating the WIBOR 1M rate – according to the quote from the previous month (the last business day from the previous month - September this year).
12) To calculate the price of the tender, the contractor should use the actual calendar.
13) To calculate the cost of the service (order), the Contracting Authority will assume the theoretical date of disbursement of the loan on December 12, 2023.