the purpose of this contract is the underwriting and management of insurance contracts in 4 separate batchs:Lot 1: Damage to property 2: Fleet automobile and auto missionslot 3: Civil Liabilitylot 4: Legal and functional protection

compensation for damage to secured real estate and movable property. The area of buildings to be provided is 69,638 square meters

damage caused and sustained by motor land vehicles with accessories and spare parts delivered at the same time as the vehicle, off-series accessories and professional fittings when such damage is the result of a guaranteed event. The number of vehicles to be insure is 104

the Insurer guarantees, subject to the exclusions set out in the particular conditions፦ the pecuniary consequences of the liability that may be incumbed to the insured by application of the rules of civil law, administrative law and generally applicable statutory or regulatory rules or contractual commitments as a result of damages tangible, tangible and intangible consequential or not caused to third parties as a result of his activities. - the pecuniary consequences of the civil liability of the owner of immovables, - the financial consequences of the liability that may be incurred by the insured for damage caused to others by all persons involved in its operation or its activity, by all property and all animals owned, guardized or used by the insured

the purpose of the contract is to guarantee disputes relating to the competence of the community and the powers assigned to it by the laws in force