Aalborg Forsyning wants to implement a comprehensive EU tender for the entire insurance program for all utilities with the aim of obtaining the highest degree of synergy with a total purchase of insurance coverage.

The contract complex consists of 2 contracts with associated sub-contracts (a total of 13 sub-contracts defined by the insurance object and the insurance industry. The contracts are divided into 2 Contract paradigms; A and B, of which Contract A is covered by this tender. Contract B is offered separately according to the rules in Title II of the Procurement Act.

The sub-contract concerns occupational injury insurance incl. voluntary coverage to / from the workplace. The insurance must cover, cf. the Act on protection against consequences of occupational injury.

The insurance is wanted to be extended to cover during transport to and from work for all employees / employees in company cars.

The purpose of the cover is to leave the insured as if they were covered by the occupational injury insurance law when transported to / from work.

The coverage is not intended to provide the insured with a total compensation that exceeds what the insured could achieve if the accident was covered by the Work Injury Insurance Act.

To the extent that the insured has attempted to make claims against a responsible perpetrator, but has not obtained full coverage, coverage can be obtained from this insurance.

The compensation is capitalized and fixed according to the law.

The sub-contract concerns wind turbine insurance.

The insurance must include:

- Siemens Bonus 2 mW wind turbine, Series No. 2000325, Year 2002,

- Foundation for the wind turbine,

- Transformer station for the wind turbine,

- Cables to the public network.

The sub-contract concerns professional responsibility for errors in tenders.

The primary coverage of the insurance contract is the amount of damages and defense costs that a public-law body may be required to pay, as a result of a breach of EU procurement directives, principles and the law on offers. Typical cases are brought before the Appeals Board, but there must also be coverage for cases brought before the general courts and even the European Court of Justice.

The sub-contract concerns business and product liability insurance incl. professional responsibility.

The insurance must cover the interests of the insured, including but not limited to:

Sewage, water and wastewater for the Municipality of Aalborg (number of inhabitants: about 210,000) and related activities, such as operation, maintenance and establishment of plants, pipes (including closure, expansion, repair and maintenance of supply lines), water and sewer installations.

Construction work, including excavation, is limited.

Operation, supply of heating and cogeneration:

- Heat supply, production, supply and sale of heat and sale of residual products from power plant operations,

- Small-scale construction work, including closure, repair and maintenance of supply lines,

- Installation of heat,

- Electricity supply, production, supply and sale of electricity,

- Open events to the public and institutions,

- Distribution and sale of city gas as well as other activities that are normal within utilities.

Rental of district heating units for private consumers, these are installed by independent plumbing companies.

Operation of 1 pcs. Siemens Bonus Windmill 2 MW.

The sub-contract concerns executive and board liability insurance.

The sub-contract concerns building / movable property and must include Aalborg Decentralized CHP plants including:

- Buildings and installations, as well as buildings and installations under construction, construction, renovation and extension (including sheds, outbuildings, gazebos, roofs and fences), erected on brick or cast foundations or concrete blocks or pressure-impregnated timber complying with the Danish Standard ( DS 2122), incl. interior and exterior decorations and exterior equipment, including signs, light commercials, blinds, blinds, awnings,

- Garden and park facilities,

- Construction and civil engineering,

- Machinery, fixtures and fittings, including installation, commissioning and installation costs,

- Loosening values as stated in the enclosed asset list,

- Leased items,

- Chimneys, accumulator tanks, etc.,

- Addresses in Denmark, and / or where the company is at risk, even if a new address is not yet listed in the supply's insurance record or is accidentally forgotten,

- Value of stored fuel.

The sub-contract concerns motor liability insurance for all motor vehicles in accordance with the Road Traffic Act sums and the vehicle's commercial value.

Kasko and fire insurance for all motor vehicles.

Cash cover only applies to vehicles whose new value exceeds DKK 500,000.

The sub-contract concerns cyber insurance.

The conditions under which coverage is offered must include as a minimum:

1) Danish or English terms and conditions;

2) the first risk principle must be fully covered under the sum insured and underinsurance must therefore not be enforceable;

3) There must be a minimum period of 3 months after the end of the policy period;

4) Only a deductible must be calculated for all related claims;

5) There must be coverage on the following minimum terms for data secured by third parties, as well as data held by third parties on behalf of secured (outsourcing or cloud). Ie if a data breach occurs with a subcontractor for the assured, and the assured is thus met with demands from theirs;

6) Covering the cost of investigating the extent of a suspected damage (eg data breach or malware infection), including the cost of engaging external consultants for this task;

7) Cover the costs of the insured to notify / notify persons and / or authorities of a data breach (data compromise), including the costs of legal assistance in connection therewith;

8) Coverage of additional costs as a result of eligible coverage, including costs of network and data re-establishment;

9) Covering the cost of removing malicious malware, viruses etc;

10) Covering the cost of external consultancy in connection with a covered claim;

11) Compensation for payment of costs related to extortion with the threat of damaging, encrypting or destroying the policyholder's network or damaging, destroying and publishing data;

12) Coverage of PR costs / crisis costs, including costs to inform the press about the injury / incident / course;

13) Coverage of the insured's operating losses as a result of a covered act. (Full Sum).

The sub-contract concerns crime insurance incl. banking.

The conditions under which coverage is offered must include as a minimum:

1. Danish terms text.

2. The policy shall cover as required by the principle.

3. The first-risk principle must be fully covered under the sum insured and under-insurance must therefore not be enforceable.

4. There must be at least a notification period of 3 months after the end of the policy period.

5. Only one deductible shall be calculated for all related claims.

6. Cover for loss of property of the assured by criminal acts committed against the assured.

7. The coverage must include the liability the insured may incur towards a third party because of the insured's crime against a third party.

8. Coverage shall include both criminal acts committed by employees and by third parties as well as criminal acts committed by an employee and a third party jointly.

9. The insurance must cover at least criminal offenses in Denmark in accordance with the Civil Penal Code.

10. Detection period of at least 3 months (loss found after termination of insurance period).

11. No unconditional police notification requirement.

12. No claim for final judgment before disbursement.

The sub-contract concerns collective accident insurance.

The insurance must have the following coverage:

- The insurance must be taken out as a full-time accident insurance that covers 24 hours a day.

- The insurance must cover the entire world without a time limit, however within the policy period.

- There must be cover for permanent injury from 5%.

- The insurance must pay full compensation on death to the insured's survivor, regardless of the age of the employee.

- The insurance must pay double compensation from 30-100%.

- The insurance is still wanted unchanged when the insured is over the age of 59.

The sub-contract relates to travel insurance. The insurance must cover:

- Business trips around the world,

- Combined business and leisure travel around the world.