Taking a long-term loan to finance the planned budget deficit for the Municipality of Przechlewo and repayment of previously taken loans and advances in the amount of PLN 5,060,000.00

The contract includes the granting of a long-term loan in the amount of PLN 5,060,000.00 to finance the planned budget deficit and repayment of previously taken loans and advances on the following terms: • The loan in the amount of PLN 5,060,000.00 will be granted in tranches during 2023 to the basic account of the Przechlewo Commune. • The amount and date of transfer of funds will be agreed with the Contractor each time on the basis of submitted applications before the release of the tranche by fax or e-mail. • Instructions for payment of loan tranches will be submitted according to the template used by the Contractor. • The starting period of the loan should not be longer than five business days. • Loan period until 30.03.2033 • Grace period for repayment of principal until March 29, 2024 • The contractor will not charge any commissions on the launched loan or any additional fees. • The Ordering Party shall not incur additional fees for certificates and other documents issued by the Bank necessary for the Ordering Party to keep accounting records and determine the amount of financial liabilities. • The loan will be repaid in 10 installments in the period from 30.03.2024 to 30.03.2033. • Repayment of capital will be made in the following amounts: 30.03..2024 - 10.000,00 PLN 30.03.2025 - 10.000,00 PLN 30.03.2026 - 10.000,00 PLN 30.03.2027 - 10.000,00 PLN 30.03.2028 - 10.000,00 PLN 30.03.2029 - 300.000,00 PLN 30.03.2030 - 200.000,00 PLN 30.03.2031 - 1.500.000,00 PLN 30.03.2032 - 1.500.000,00 PLN 30.03.2033 - 1.510.000,00 PLN • Interest will be paid quarterly on the last day of each quarter starting from the moment of granting the loan in 2023. • The interest rate on the loan will be variable, based on the WIBOR 1MC rate increased by the bank's margin. • Commission – calculated as a % of the entire loan amount, i.e. PLN 5,060,000.00. The commission must include all fees that are related to the release of the loan – payable by the Ordering Party to the Contractor's bank account within 15 days from the first release of funds. • Interest on the loan will be calculated according to the actual calendar, assuming the actual number of days in a given month throughout the loan period. • Interest will be paid quarterly on the last calendar day of the month ending the quarter for which it was calculated. Interest on the loan will accrue only on the amount of the current actual debt. The bank will inform the borrower about the amount of interest to be paid each time, at least 5 days before the payment date. • For the purposes of this offer, the fiscal year is assumed to be 365 days and the month is the actual number of days. • The ordering party allows for the possibility of using the actual 365/366 interest calendar when calculating interest – during the loan service period. • The margin is a fixed amount throughout the loan period. • As collateral for loan repayment, a blank promissory note is determined together with a promissory note declaration. • The contract and the blank promissory note together with the bill of exchange declaration will be countersigned by the Municipal Treasurer or persons authorized by him. • The Ordering Party reserves the right to repay part or all of the loan early without incurring additional fees and commissions. • In the event of early repayment of the loan, interest will be calculated for the period of its actual use. • The Ordering Party reserves the right to under-use the granted loan without charging the Borrower with additional costs. • In the event of non-use of the credit or part thereof, the Ordering Party will not be charged with any costs. • It is allowed to postpone the repayment date(s) of loan installments without additional fees and commissions on the basis of an annex to the contract. • If the ordering party does not use part of the loan or makes an early repayment of part of the loan, the Parties will determine a new repayment schedule in the form of an annex to the contract. • All payments resulting from the contract will be payable in Polish zlotys. Additional information regarding the description of the subject of the order is included in Chapter IV of the SWZ.