The contract is the award of all the banking services necessary for the operation of the Foundation. The duration of the contract (excluding any options) is 36 months, starting from the date of commencement of activities.

Lot 1 - Service of "Treasury" and "Bursar cashier" of the Foundation.

Lot 2 - Collection services of current and previous years contributions – payment of pensions, other payments on behalf of members.

Lot 3 - Services of "Collection of registered contributions - Reunions - Redemptions - Collections/payments of real estate assets"

Lot 1 includes the opening and management of two or more current accounts for the performance, in compliance with the minimum technical specifications referred to in the previous point, of the Foundation's "Treasury" and "Cashier Bursar", including

i. Payment of all operating expenses of the Foundation

ii. Collection of the residual sums entrusted in previous years to the Collection Concessionaires for contributions of quota A relating to previous years (indicative transactions envisaged: 24,000 RAV or PagoPA for approximately € 780,000.00)

iii. Collection of sums relating to the transfer of assets owned by the Foundation

iv. Service of "cashier bursar" for small expenses necessary for the operation of the structure

v. Issuance and management of individual corporate credit cards

vi. Multi-bank cash management service that can collect the daily flows of all the banks with which the Foundation maintains current account relationships

Lot 2 includes the opening and management of three or more current accounts for the performance, in compliance with the minimum technical specifications referred to in point I above, of the service of "Collection of current contributions and previous years – payment of pensions, other payments on behalf of members (for example assignments of the fifth and foreclosures, insurance and union quotas)" of the Foundation, including:

i. Monthly payment of pensions in Italy and abroad

ii. Collection by causal transfer of the contributions paid by the ASL to be paid by outpatient and specialist affiliated doctors

iii. ASL Bank Transfer Standardization Service

iv. Collection through transfers made by members of arrears relating to contributions of quota A and quota B (in 2021 4,637 transactions were carried out for € 4,975,017.82)

v. Transfer service for the provision necessary for the payment of pensions

vi. Service for monitoring and reporting of rejected pension flows with related reasons.

vii. Cash management aimed at permanently guaranteeing the liquidity necessary for the payment of pension benefits.

viii. Management of surveys relating to the verification of the existence during life of the beneficiaries of the benefits to be paid abroad and possibly also for pensioners and survivors residing in Italy.

ix. Management of dedicated courtesy service for Enpam officials, active with continuous hours for the solution of the problems of accreditation flows.

Lot 3 includes, as the main service, the opening and management of an adequate number of current accounts for the performance, in compliance with the minimum technical specifications referred to in point I above, of the Foundation's "Collection of registered contributions - Reunions - Redemptions - Collections / payments of real estate assets", including:

i. Collection by bank transfer / PagoPA of the first three installments of deposit by members who adhere to the redemption institution

ii. Collection through MAV / PagoPA of subsequent installments relating to membership in the redemption institution

iii. Collection through MAV/PagoPA of contributions of quota A and quota B of members (in 2021 n.521,696 transactions for € 589,655,279.58)

iv. Collection through MAV / PagoPA of the sums imposed on members relating to the sanctioning regime (penalties and interest) for defaults and delays in contribution payments (in 2021 n.66,720 transactions for € 42,996,144.76)

v. Management of files containing SSDs and collection of contributions of quota A and quota B for members who have opted for payment via SDD (in 2021 n.689,703 transactions for € 621,708,329.73) and collection through SDD also of installments relating to mortgages granted

vi. Collection of PagoPA payments (QA 2022 – in 2021 n.158.921 transactions for € 117.778.093,85)

vii. Collection of sums as active reunions by the competent bodies and members

viii. Collection of sums as active reunions by members

ix. ISSUE PAGOPA BULLETINS ALL TYPES QA/QB/REDEMPTIONS/RS/RICO ETC.

x. Any payments of management costs of real estate assets

xi. Possible rental receipts

xii. Cash management aimed at verifying surplus resources with a view to subsequent use

xiii. Transfer service with dedicated channel of resources held to other uses, including other current accounts, also opened with other institutions