Granting a long-term loan up to PLN 2,800,000, intended to finance the deficit and repay previously incurred liabilities under loans and credits.

1. Granting a long-term loan up to PLN 2,800,000, intended to finance the deficit and repay previously incurred liabilities under loans and credits. 2.Credit activated once or in tranches at the request of the Ordering Party.3.The Ordering Party reserves the right not to use the credit in full. 4.The loan is planned to be repaid in quarterly installments in 2023-2032 .5. The loan will bear interest at the interest rate constituting the sum of the Base Rate and the Bank's margin, determined for 3-month periods using the following principle: The base rate is the WIBOR 3M rate, calculated as the arithmetic mean of the month preceding its period of validity. 6. The bank's margin is fixed throughout the loan period.